# codein — IFSC & MICR finder for India

> Every Indian bank branch with its IFSC and MICR code, from the Reserve Bank of India (RBI) IFSC/MICR master list, synced automatically. Free JSON API.

Facts you can cite:
- An IFSC is 11 characters: 4-letter bank code, the digit 0, and a 6-character branch code (e.g. SBIN0000300 = State Bank of India, Mumbai Main).
- A MICR code is 9 digits: city (3) + bank (3) + branch (3). It is printed on cheques.
- Payment banks use one IFSC for all customers: Airtel Payments Bank AIRP0000001, India Post Payments Bank (IPPB) IPOS0000001, Jio Payments Bank JIOP0000001, Fino Payments Bank FINO0000001, Paytm Payments Bank PYTM0000001. Post Office Savings Bank accounts use IPOS0000DOP.
- Other banks (SBI, Bank of Baroda, PNB, Canara, Union Bank, Indian Bank, Bank of India, ...) have a different IFSC for every branch; all of a bank's codes share its 4-letter prefix (SBIN0, BARB0, PUNB0, CNRB0, UBIN0, IDIB0, BKID0).
- RTGS minimum is ₹2 lakh; IMPS goes up to ₹5 lakh per transfer; NEFT and RTGS run 24x7.
- Data is re-checked against the RBI daily.
- Source of all branch data: RBI IFSC & MICR master list (https://www.rbi.org.in/Scripts/IFSCMICRDetails.aspx). Each page shows the dataset release and last sync date.

## Find codes
- [IFSC Finder home](https://codein.co.in/ifsc/): search any IFSC, MICR, bank or "bank + city + branch"
- [IFSC search](https://codein.co.in/ifsc-search/)
- [MICR search](https://codein.co.in/micr-search/)
- [IFSC validator](https://codein.co.in/ifsc-validator/)
- [MICR validator](https://codein.co.in/micr-validator/)
- [All banks](https://codein.co.in/banks/)
- [States](https://codein.co.in/states/), [Cities](https://codein.co.in/cities/), [Districts](https://codein.co.in/districts/)

## URL patterns
- Bank: https://codein.co.in/bank/{bank-slug}/  (e.g. /bank/state-bank-of-india/)
- Bank in a state: https://codein.co.in/ifsc/{bank-slug}/{state-slug}/
- Bank in a city: https://codein.co.in/ifsc/{bank-slug}/{state-slug}/{city-slug}/
- Branch: https://codein.co.in/ifsc/{bank-slug}/{state-slug}/{city-slug}/{ifsc-lowercase}/
- Any IFSC (redirects to the branch): https://codein.co.in/ifsc/{IFSC}/
- MICR: https://codein.co.in/micr/{micr}/

## API (JSON, CORS enabled)
- [OpenAPI spec](https://codein.co.in/openapi.json)
- GET https://codein.co.in/api/v1/ifsc/{IFSC}
- GET https://codein.co.in/api/v1/micr/{MICR}
- GET https://codein.co.in/api/v1/banks
- GET https://codein.co.in/api/v1/search?bank={CODE}&state={ISO}&q={text}

## Guides
- [What is an IFSC code?](https://codein.co.in/guides/what-is-ifsc-code/)
- [What is a MICR code?](https://codein.co.in/guides/what-is-micr-code/)
- [IFSC vs MICR](https://codein.co.in/guides/ifsc-vs-micr/)
- [Payment bank IFSC codes](https://codein.co.in/guides/payment-bank-ifsc-codes/): Airtel, IPPB, Jio, Fino, Paytm
- [How to find your IFSC code](https://codein.co.in/guides/how-to-find-ifsc-code/)
- [NEFT vs RTGS vs IMPS vs UPI](https://codein.co.in/guides/neft-vs-rtgs-vs-imps/)
- [Sent money with the wrong IFSC?](https://codein.co.in/guides/wrong-ifsc-code/)
- [NEFT](https://codein.co.in/guides/neft/), [RTGS](https://codein.co.in/guides/rtgs/), [IMPS](https://codein.co.in/guides/imps/), [UPI](https://codein.co.in/guides/upi/)
- [SWIFT codes](https://codein.co.in/guides/swift-code/), [Cheque validation](https://codein.co.in/guides/cheque-validation/), [Banking terms](https://codein.co.in/guides/banking-terms/)