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AU Small Finance Bank · Kapurthala

AU Small Finance Phagwara IFSC code

IFSC code
✔ In RBI list v2.0.62
AUBL0002856
MICR code
144City
765Bank
006Branch
IFSC code
AUBL0002856
MICR code
144765006
Bank
AU Small Finance Bank
Branch
Phagwara
Address
GROUND FLOOR, WARD NO 8, PATEL NAGAR, HADBAST NO 73, PHAGWARA, KAPURTHALA, PUNJAB 144401
City
Kapurthala
District
Phagwara
State
Punjab
Bank code
AUBL
Branch code
002856
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of AU Small Finance Bank, Phagwara branch (Kapurthala, Punjab) is AUBL0002856. Its MICR code is 144765006. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code AUBL — identifies AU Small Finance Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 002856 — identifies Phagwara
  • MICR 144765006 — city 144, bank 765, branch 006
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of AU Small Finance Phagwara?

AUBL0002856. It identifies the Phagwara branch of AU Small Finance Bank in Kapurthala, Punjab.

What is the MICR code of AU Small Finance Phagwara?

144765006. It is printed at the bottom of cheques issued by this branch.

Where is AU Small Finance Phagwara branch?

GROUND FLOOR, WARD NO 8, PATEL NAGAR, HADBAST NO 73, PHAGWARA, KAPURTHALA, PUNJAB 144401, Punjab.

Does AUBL0002856 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of AUBL0002856 mean?

AUBL is the bank code of AU Small Finance Bank, the 5th character "0" is reserved by the RBI, and 002856 is the branch code of Phagwara.

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