Axis Bank · Kargil

Axis Kargil IFSC code

IFSC code

✔ In RBI list v2.0.62

UTIB0003953

MICR code

194City

211Bank

002Branch

IFSC code: UTIB0003953
MICR code: 194211002
Bank: Axis Bank
Branch: Kargil
Address: OPPOSITE MAIN BUS STAND,CHANCHICK NEAR MES, KARGIL DISTRICT KARGIL
City: Kargil
District: Kargil
State: Jammu and Kashmir
Bank code: UTIB
Branch code: 003953
Contact: +919622220881
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Axis Bank, Kargil branch (Kargil, Jammu and Kashmir) is UTIB0003953. Its MICR code is 194211002. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code UTIB — identifies Axis Bank
5th character 0 — reserved by the RBI
Branch code 003953 — identifies Kargil
MICR 194211002 — city 194, bank 211, branch 002
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of Axis Kargil?

UTIB0003953. It identifies the Kargil branch of Axis Bank in Kargil, Jammu and Kashmir.

What is the MICR code of Axis Kargil?

194211002. It is printed at the bottom of cheques issued by this branch.

Where is Axis Kargil branch?

OPPOSITE MAIN BUS STAND,CHANCHICK NEAR MES, KARGIL DISTRICT KARGIL, Jammu and Kashmir.

Does UTIB0003953 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of UTIB0003953 mean?

UTIB is the bank code of Axis Bank, the 5th character "0" is reserved by the RBI, and 003953 is the branch code of Kargil.