Bank of India · Ratu

BOI Ratu IFSC code

IFSC code

✔ In RBI list v2.0.62

BKID0004945

MICR code

834City

013Bank

008Branch

IFSC code: BKID0004945
MICR code: 834013008
Bank: Bank of India
Branch: Ratu
Address: AT POST RATURATU CHATTI
City: Ratu
District: Ratu
State: Jharkhand
Bank code: BKID
Branch code: 004945
Contact: +916512521557
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Bank of India, Ratu branch (Ratu, Jharkhand) is BKID0004945. Its MICR code is 834013008. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code BKID — identifies Bank of India
5th character 0 — reserved by the RBI
Branch code 004945 — identifies Ratu
MICR 834013008 — city 834, bank 013, branch 008
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of BOI Ratu?

BKID0004945. It identifies the Ratu branch of Bank of India in Ratu, Jharkhand.

What is the MICR code of BOI Ratu?

834013008. It is printed at the bottom of cheques issued by this branch.

Where is BOI Ratu branch?

AT POST RATURATU CHATTI, Jharkhand.

Does BKID0004945 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of BKID0004945 mean?

BKID is the bank code of Bank of India, the 5th character "0" is reserved by the RBI, and 004945 is the branch code of Ratu.