Bank of India · Phagwara

BOI Phagwara SME IFSC code

IFSC code

✔ In RBI list v2.0.62

BKID0006391

MICR code

144City

013Bank

208Branch

IFSC code: BKID0006391
MICR code: 144013208
Bank: Bank of India
Branch: Phagwara SME
Address: G T ROAD PHAGWARADISTT KAPURTHALA
City: Phagwara
District: Phagwara
State: Punjab
Bank code: BKID
Branch code: 006391
Contact: +911824260463
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Bank of India, Phagwara SME branch (Phagwara, Punjab) is BKID0006391. Its MICR code is 144013208. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code BKID — identifies Bank of India
5th character 0 — reserved by the RBI
Branch code 006391 — identifies Phagwara SME
MICR 144013208 — city 144, bank 013, branch 208
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of BOI Phagwara SME?

BKID0006391. It identifies the Phagwara SME branch of Bank of India in Phagwara, Punjab.

What is the MICR code of BOI Phagwara SME?

144013208. It is printed at the bottom of cheques issued by this branch.

Where is BOI Phagwara SME branch?

G T ROAD PHAGWARADISTT KAPURTHALA, Punjab.

Does BKID0006391 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of BKID0006391 mean?

BKID is the bank code of Bank of India, the 5th character "0" is reserved by the RBI, and 006391 is the branch code of Phagwara SME.