Esaf Small Finance Bank · Janjgir Champa

Esaf Small Finance Bank Kharsia IFSC code

IFSC code

✔ In RBI list v2.0.62

ESMF0001474

MICR code

496City

760Bank

501Branch

IFSC code: ESMF0001474
MICR code: 496760501
Bank: Esaf Small Finance Bank
Branch: Kharsia
Address: GUPTA COMPLEX,RAJGARH SQUARE,RAIGARH ROAD,KHARSIA P O,RAJGARH DIST,KHARSI,CHHATTISGARH,496661
City: Janjgir Champa
District: Kharsia
State: Chhattisgarh
Bank code: ESMF
Branch code: 001474
Contact: +917593813400
Payment systems: NEFT, RTGS, IMPS

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Esaf Small Finance Bank, Kharsia branch (Janjgir Champa, Chhattisgarh) is ESMF0001474. Its MICR code is 496760501. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code ESMF — identifies Esaf Small Finance Bank
5th character 0 — reserved by the RBI
Branch code 001474 — identifies Kharsia
MICR 496760501 — city 496, bank 760, branch 501
Payments NEFT, RTGS, IMPS

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Other Esaf Small Finance Bank branches in Janjgir Champa

Branch	IFSC	MICR
Akaltara GROUND FLOOR,PANARIYA NIVAS,TAROD ROAD,NEAR RLY STATION,AKALTARA,JANJGIR CHAMPA,495552	ESMF0001473	495760101
Shivrinarayan NEAR VISHWAGEETA BHAWAN,KHAROD ROAD,SHIVRINARAYAN PO,JANJGIR CHAMPA,CHHATTISGARH,495557	ESMF0001475	495760501
Champa NO 26,201 V TIWARI BUILDING,JAGDALLA,CHAMPA PO,JANJGIR CHAMPA,CHHATTISGARH,495671	ESMF0001532	495760251

Frequently asked questions

What is the IFSC code of Esaf Small Finance Bank Kharsia?

ESMF0001474. It identifies the Kharsia branch of Esaf Small Finance Bank in Janjgir Champa, Chhattisgarh.

What is the MICR code of Esaf Small Finance Bank Kharsia?

496760501. It is printed at the bottom of cheques issued by this branch.

Where is Esaf Small Finance Bank Kharsia branch?

GUPTA COMPLEX,RAJGARH SQUARE,RAIGARH ROAD,KHARSIA P O,RAJGARH DIST,KHARSI,CHHATTISGARH,496661, Chhattisgarh.

Does ESMF0001474 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS and IMPS for this branch.

What do the parts of ESMF0001474 mean?

ESMF is the bank code of Esaf Small Finance Bank, the 5th character "0" is reserved by the RBI, and 001474 is the branch code of Kharsia.

How many Esaf Small Finance Bank branches are in Janjgir Champa?

4. Each has its own IFSC code.