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Esaf Small Finance Bank · Surat

Esaf Small Finance Bank Surat IFSC code

IFSC code
✔ In RBI list v2.0.62
ESMF0001239
MICR code
395City
760Bank
002Branch
IFSC code
ESMF0001239
MICR code
395760002
Bank
Esaf Small Finance Bank
Branch
Surat
Address
NO C,21ST CENTURY BUSINESS CENTER,RING ROAD,SURAT,GUJARAT 395002
City
Surat
District
Surat
State
Gujarat
Bank code
ESMF
Branch code
001239
Contact
+917593804014
Payment systems
NEFT, RTGS, IMPS
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Esaf Small Finance Bank, Surat branch (Surat, Gujarat) is ESMF0001239. Its MICR code is 395760002. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code ESMF — identifies Esaf Small Finance Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 001239 — identifies Surat
  • MICR 395760002 — city 395, bank 760, branch 002
  • Payments NEFT, RTGS, IMPS

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of Esaf Small Finance Bank Surat?

ESMF0001239. It identifies the Surat branch of Esaf Small Finance Bank in Surat, Gujarat.

What is the MICR code of Esaf Small Finance Bank Surat?

395760002. It is printed at the bottom of cheques issued by this branch.

Where is Esaf Small Finance Bank Surat branch?

NO C,21ST CENTURY BUSINESS CENTER,RING ROAD,SURAT,GUJARAT 395002, Gujarat.

Does ESMF0001239 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS and IMPS for this branch.

What do the parts of ESMF0001239 mean?

ESMF is the bank code of Esaf Small Finance Bank, the 5th character "0" is reserved by the RBI, and 001239 is the branch code of Surat.

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