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Esaf Small Finance Bank · Garhwa

Esaf Small Finance Bank Garhwa IFSC code

IFSC code
✔ In RBI list v2.0.62
ESMF0001728
IFSC code
ESMF0001728
MICR code
Not assigned
Bank
Esaf Small Finance Bank
Branch
Garhwa
Address
KHATA NO-16,PLOT NO-29,FIRST FLOOR,ON CHINIYA ROAD,VILLI-SAHIJANA WARD NO-08,GARHWA DIST,JHARKHAND-822114
City
Garhwa
District
Garhwa
State
Jharkhand
Bank code
ESMF
Branch code
001728
Payment systems
NEFT, RTGS, IMPS
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Esaf Small Finance Bank, Garhwa branch (Garhwa, Jharkhand) is ESMF0001728. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code ESMF — identifies Esaf Small Finance Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 001728 — identifies Garhwa
  • Payments NEFT, RTGS, IMPS

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of Esaf Small Finance Bank Garhwa?

ESMF0001728. It identifies the Garhwa branch of Esaf Small Finance Bank in Garhwa, Jharkhand.

What is the MICR code of Esaf Small Finance Bank Garhwa?

The RBI list does not show a MICR code for this branch; it may not issue MICR cheques.

Where is Esaf Small Finance Bank Garhwa branch?

KHATA NO-16,PLOT NO-29,FIRST FLOOR,ON CHINIYA ROAD,VILLI-SAHIJANA WARD NO-08,GARHWA DIST,JHARKHAND-822114, Jharkhand.

Does ESMF0001728 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS and IMPS for this branch.

What do the parts of ESMF0001728 mean?

ESMF is the bank code of Esaf Small Finance Bank, the 5th character "0" is reserved by the RBI, and 001728 is the branch code of Garhwa.

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