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Esaf Small Finance Bank · Kottayam

Esaf Small Finance Bank Karukachal IFSC code

IFSC code
✔ In RBI list v2.0.62
ESMF0001809
IFSC code
ESMF0001809
MICR code
Not assigned
Bank
Esaf Small Finance Bank
Branch
Karukachal
Address
BUILDING NO 105/D,CHANGANACHERRY - VAZHOOR ROAD,NEAR NSS KUNCTION,KARUKACHAL,KOTTAYAM-DIST,KERALA-686542
City
Kottayam
District
Kottayam
State
Kerala
Bank code
ESMF
Branch code
001809
Payment systems
NEFT, RTGS, IMPS
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Esaf Small Finance Bank, Karukachal branch (Kottayam, Kerala) is ESMF0001809. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code ESMF — identifies Esaf Small Finance Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 001809 — identifies Karukachal
  • Payments NEFT, RTGS, IMPS

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other Esaf Small Finance Bank branches in Kottayam

BranchIFSCMICR
Pala
THE MELHOR BUILDING,GOUND FLOOR, ROOM NO 372, A1, NEAR RTO OFFICE ,CHETHIMATTOM, PALA, KOT		ESMF0001105686760302
Kottayam
ADITHYA COMMERICAL ARCADE,GROUND AND FIRST FLOOR, NO XVI/118B, 118H, MC ROAD, KOTTAYAM KOT		ESMF0001132686760002
Chengalam East
ROOM NO 292,GROUND FLOOR,ST ANTONYS SHOPPING COMPLEX,CHENGALAM PAIGA ROAD,KOTTAYAM DISTRIC		ESMF0001138686760304
Uzhavoor
222 5,PUTHIYAKUNNEL BUILDINGS,NEAR ST STEPHENS CHURCH,UZHAVOOR,KOTTAYAM DISTRICT,PIN 68663		ESMF0001145686760303
Kanjirappally
GROUND FLOOR,8 399 A2 A3,TRADE CENTRE,NEAR HP PETROL PUMP,MYCA JUNCTION,KANJIRAPALLY,KOTTA		ESMF0001158686760152
Manarcad
VETTIKUNNEL ARCADE,NEAR BEST BAKERY,MANARCAD PUTHUPALLY BYPASS ROAD,KOTTAYAM 686019		ESMF0001164686760003
Kuruvilangad
GROUNDFLOOR,NIDHIRY BAZAR,NEAR PANCHAYATH OFFICE,KURUVILANGAD CENTRAL JN,MC ROAD,KURUVILAN		ESMF0001174686760353
Ettumanoor
GROUND FLOOR,CHIRAYIL ARCADE,ETTUMANOOR,KOTTAYAM		ESMF0001182686760352
Changanassery
15 139 A,SWEETY BUILDING,LAIKKAD BUS STOP,PERUNNA,CHANGANASSERY 686102		ESMF0001186686760052
Changanassery
MARATTE TOWER, NEAR PRIVATE BUS STAND,PLACE ROAD		ESMF0001234686760053
Vaikom
ELAMABASSERIL BUILDING,IST FLOOR,VALIYAKAVALA,NORTH GATE,VAIKOM TOWN P O,KOTTAYAM 686141		ESMF0001354686760602
Pampadi
RHEMA BUILDINGS,PAMPADY P O,VATTAMALAPADY,686502		ESMF0001409686760502

Frequently asked questions

What is the IFSC code of Esaf Small Finance Bank Karukachal?

ESMF0001809. It identifies the Karukachal branch of Esaf Small Finance Bank in Kottayam, Kerala.

What is the MICR code of Esaf Small Finance Bank Karukachal?

The RBI list does not show a MICR code for this branch; it may not issue MICR cheques.

Where is Esaf Small Finance Bank Karukachal branch?

BUILDING NO 105/D,CHANGANACHERRY - VAZHOOR ROAD,NEAR NSS KUNCTION,KARUKACHAL,KOTTAYAM-DIST,KERALA-686542, Kerala.

Does ESMF0001809 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS and IMPS for this branch.

What do the parts of ESMF0001809 mean?

ESMF is the bank code of Esaf Small Finance Bank, the 5th character "0" is reserved by the RBI, and 001809 is the branch code of Karukachal.

How many Esaf Small Finance Bank branches are in Kottayam?

15. Each has its own IFSC code.

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