Home Banks Esaf Small Finance Bank Kerala Pandikkad Pandikkad
Esaf Small Finance Bank · Pandikkad
Esaf Small Finance Bank Pandikkad IFSC code
IFSC code
✔ In RBI list v2.0.62
ESMF 0 001392
Bank · ESMF 0 Branch · 001392
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IFSC code ESMF0001392
MICR code 676760802
Bank Esaf Small Finance Bank
Branch Pandikkad
Address ANJILLAN BUILDING,PANDIKKAD PO,MALAPPURAM,KERALA 676521
City Pandikkad
District Pandikkad
State Kerala
Bank code ESMF
Branch code 001392
Contact +918589904532
Payment systems NEFT, RTGS, IMPS
Quick summary ✔ RBI data Last synced 24 October 2026 · release v2.0.62
The IFSC code of Esaf Small Finance Bank, Pandikkad branch (Pandikkad, Kerala) is ESMF0001392. Its MICR code is 676760802. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.
Branch overview
Bank code ESMF — identifies Esaf Small Finance Bank
5th character 0 — reserved by the RBI
Branch code 001392 — identifies Pandikkad
MICR 676760802 — city 676, bank 760, branch 802
Payments NEFT, RTGS, IMPS
Sources & verification ✔ Official source: RBI IFSC & MICR master list ✔ Dataset release v2.0.62 ✔ Last updated 24 October 2026 ✔ Format checked (11-character IFSC, 9-digit MICR)
Frequently asked questions What is the IFSC code of Esaf Small Finance Bank Pandikkad? ESMF0001392. It identifies the Pandikkad branch of Esaf Small Finance Bank in Pandikkad, Kerala.
What is the MICR code of Esaf Small Finance Bank Pandikkad? 676760802. It is printed at the bottom of cheques issued by this branch.
Where is Esaf Small Finance Bank Pandikkad branch? ANJILLAN BUILDING,PANDIKKAD PO,MALAPPURAM,KERALA 676521, Kerala.
Does ESMF0001392 support NEFT, RTGS and IMPS? Yes: the RBI list shows NEFT, RTGS and IMPS for this branch.
What do the parts of ESMF0001392 mean? ESMF is the bank code of Esaf Small Finance Bank, the 5th character "0" is reserved by the RBI, and 001392 is the branch code of Pandikkad.
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