HDFC Bank · Kargil

HDFC Kargil IFSC code

IFSC code

✔ In RBI list v2.0.62

HDFC0002912

MICR code

194City

240Bank

002Branch

IFSC code: HDFC0002912
MICR code: 194240002
Bank: HDFC Bank
Branch: Kargil
Address: HDFC BANK LTD., BAGH-E-KHOMENI, KARGIL- LADAKH, KARGIL JAMMU AND KASHMIR 194103
City: Kargil
District: Kargil
State: Jammu and Kashmir
Bank code: HDFC
Branch code: 002912
Contact: +918001804333
SWIFT: HDFCINBB
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of HDFC Bank, Kargil branch (Kargil, Jammu and Kashmir) is HDFC0002912. Its MICR code is 194240002. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code HDFC — identifies HDFC Bank
5th character 0 — reserved by the RBI
Branch code 002912 — identifies Kargil
MICR 194240002 — city 194, bank 240, branch 002
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of HDFC Kargil?

HDFC0002912. It identifies the Kargil branch of HDFC Bank in Kargil, Jammu and Kashmir.

What is the MICR code of HDFC Kargil?

194240002. It is printed at the bottom of cheques issued by this branch.

Where is HDFC Kargil branch?

HDFC BANK LTD., BAGH-E-KHOMENI, KARGIL- LADAKH, KARGIL JAMMU AND KASHMIR 194103, Jammu and Kashmir.

Does HDFC0002912 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of HDFC0002912 mean?

HDFC is the bank code of HDFC Bank, the 5th character "0" is reserved by the RBI, and 002912 is the branch code of Kargil.