IFSC code
✔ In RBI list v2.0.62IOBA0003122
MICR code
495City
020Bank
503Branch
Indian Overseas Bank · Bilaspur
IOB Sacb Karhi IFSC code
Branch overview
- Bank code IOBA — identifies Indian Overseas Bank
- 5th character 0 — reserved by the RBI
- Branch code 003122 — identifies Sacb Karhi
- MICR 495020503 — city 495, bank 020, branch 503
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other IOB branches in Bilaspur
| Branch | IFSC | MICR |
|---|---|---|
| Bilaspur GAJ MOHINI SHIV TALKIES BUS STAND ROAD, BILASPUR495001 | IOBA0001584 | 495020002 |
| Korba PLOT NO.4,KOSABADI,NIHARIKA,CHHATISGARH STATE,KORBA,PIN 495677 | IOBA0002215 | 495020302 |
| Hirri NEAR BILHA MODE,HIRRI,HIRRI,BILASPUR DIST,CHHATTISGARH495222 | IOBA0003227 | 495020003 |
| Bilaspur Gaurav Path AT-GEETHANJALI ENCLAVE, RING ROAD NO.2, PO-GOURAV PATH, ,PIN CODE-495001 | IOBA0003238 | 495020004 |
Frequently asked questions
What is the IFSC code of IOB Sacb Karhi?
IOBA0003122. It identifies the Sacb Karhi branch of Indian Overseas Bank in Bilaspur, Chhattisgarh.
What is the MICR code of IOB Sacb Karhi?
495020503. It is printed at the bottom of cheques issued by this branch.
Where is IOB Sacb Karhi branch?
LIG6,KARHI COLONY,NEAR COLLECTORATE,POMUNGELI,MUNGELI DIST,CHHATTISGARH 495334, Chhattisgarh.
Does IOBA0003122 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of IOBA0003122 mean?
IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 003122 is the branch code of Sacb Karhi.
How many IOB branches are in Bilaspur?
5. Each has its own IFSC code.