IFSC code
✔ In RBI list v2.0.62IOBA0002935
MICR code
496City
020Bank
501Branch
Indian Overseas Bank · Raigarh
IOB Kharsia IFSC code
Branch overview
- Bank code IOBA — identifies Indian Overseas Bank
- 5th character 0 — reserved by the RBI
- Branch code 002935 — identifies Kharsia
- MICR 496020501 — city 496, bank 020, branch 501
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other IOB branches in Raigarh
| Branch | IFSC | MICR |
|---|---|---|
| Raigarh SHOP NO. 8,9,10,11,12,13,14, KRISHNA CROWN COMMERCIAL COMPLEX,WARD NO 4, DIVERSION SHEET N | IOBA0003983 | 496020002 |
Frequently asked questions
What is the IFSC code of IOB Kharsia?
IOBA0002935. It identifies the Kharsia branch of Indian Overseas Bank in Raigarh, Chhattisgarh.
What is the MICR code of IOB Kharsia?
496020501. It is printed at the bottom of cheques issued by this branch.
Where is IOB Kharsia branch?
578 BY 12 GANDHI CHOWK NEAR M G COLLEGE,RAIGARH ROAD,KHARSIA C.G.PIN 496661, Chhattisgarh.
Does IOBA0002935 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of IOBA0002935 mean?
IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 002935 is the branch code of Kharsia.
How many IOB branches are in Raigarh?
2. Each has its own IFSC code.