Indian Overseas Bank · Surguja

IOB Ambikapur IFSC code

IFSC code

✔ In RBI list v2.0.62

IOBA0002993

MICR code

497City

020Bank

001Branch

IFSC code: IOBA0002993
MICR code: 497020001
Bank: Indian Overseas Bank
Branch: Ambikapur
Address: KHARSIA NAKA AMBIKAPUR CHATTISGARH 497001
City: Surguja
District: Ambikapur
State: Chhattisgarh
Bank code: IOBA
Branch code: 002993
Contact: +917774221329
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Indian Overseas Bank, Ambikapur branch (Surguja, Chhattisgarh) is IOBA0002993. Its MICR code is 497020001. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code IOBA — identifies Indian Overseas Bank
5th character 0 — reserved by the RBI
Branch code 002993 — identifies Ambikapur
MICR 497020001 — city 497, bank 020, branch 001
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of IOB Ambikapur?

IOBA0002993. It identifies the Ambikapur branch of Indian Overseas Bank in Surguja, Chhattisgarh.

What is the MICR code of IOB Ambikapur?

497020001. It is printed at the bottom of cheques issued by this branch.

Where is IOB Ambikapur branch?

KHARSIA NAKA AMBIKAPUR CHATTISGARH 497001, Chhattisgarh.

Does IOBA0002993 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0002993 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 002993 is the branch code of Ambikapur.