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Indian Overseas Bank · Rajkot

IOB University Road IFSC code

IFSC code
✔ In RBI list v2.0.62
IOBA0004194
MICR code
360City
020Bank
010Branch
IFSC code
IOBA0004194
MICR code
360020010
Bank
Indian Overseas Bank
Branch
University Road
Address
GROUND FLOOR, SWAMI COMPLEX, PLOT NO.15/A, OPP. SLEEPWELL GALLERY, JYOTI NAGAR MAIN ROAD, UNIVERSITY ROAD - KALAWAD ROAD, RAJKOT
City
Rajkot
District
Rajkot
State
Gujarat
Bank code
IOBA
Branch code
004194
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Indian Overseas Bank, University Road branch (Rajkot, Gujarat) is IOBA0004194. Its MICR code is 360020010. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code IOBA — identifies Indian Overseas Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 004194 — identifies University Road
  • MICR 360020010 — city 360, bank 020, branch 010
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Rajkot

BranchIFSCMICR
Rajkot
PAREKH CHAMBERS, DHEEBHAR BHAI ROAD,RAJKOT,PIN 360001		IOBA0000144360020002
Rajkot M V M College Road
KASHIHARI OPP LIC BUILDING,KALAVAD ROAD,RAJKOT PIN 360002		IOBA0000373360020003
Jetpur
KUBERBHUVAN,PHULWADI LODHI ROAD,JETPUR PIN 360370		IOBA0000400360020061
Rajkot Vaniavadi
BHAKTI NAGAR CIRCLE,VANIAVADI,RAJKOT PIN 360002		IOBA0000427360020004
Morvi
9 BY 2 BY 43 BHATIA MAHAJAN WADI SARDAR ROAD MORVI PIN 363641		IOBA0000448363020021
Dhoraji
53 BHAGWAT RANG BHOOMI STATION ROAD,AZAD CHOWK DHORAJI PIN 360410		IOBA0000489360020081
Anandpar
HARKESH KRUPA,B.O.ANANDPAR BEDIPURE SUB PO ANANDPAR NAWAGAM ANANDPAR 360003		IOBA0000663360020005
Rajkot Municipal Corpn
RAJKOT MUNICIPAL CORP BLDG DHEBAR ROAD RAJKOT PIN 360001		IOBA0001743360020007
Pd Malayiya College
SHRI PDMALAVIYA COM COLLEGE CAMPUS,MALAVIYA NAGAR RAJKOT PIN 360004		IOBA0001818360020008
Mahendra Nagar
MAHENDRA NAGAR CHOKDI POST,MAHENDRA NAGAR DT RAJKOT363642		IOBA0003129—
Kasturbadham
NEAR POST OFFICE,VADALI ROAD,KASTURBADHAM,RAJKOT DIST,360020		IOBA0003139—
Kagdadi
MORVI ROAD,KAGDADI VILLAGE,TANKARA TALUK,RAJKOT 360003		IOBA0003225—

Frequently asked questions

What is the IFSC code of IOB University Road?

IOBA0004194. It identifies the University Road branch of Indian Overseas Bank in Rajkot, Gujarat.

What is the MICR code of IOB University Road?

360020010. It is printed at the bottom of cheques issued by this branch.

Where is IOB University Road branch?

GROUND FLOOR, SWAMI COMPLEX, PLOT NO.15/A, OPP. SLEEPWELL GALLERY, JYOTI NAGAR MAIN ROAD, UNIVERSITY ROAD - KALAWAD ROAD, RAJKOT, Gujarat.

Does IOBA0004194 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0004194 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 004194 is the branch code of University Road.

How many IOB branches are in Rajkot?

18. Each has its own IFSC code.

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