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Indian Overseas Bank · Surat

IOB Ghod Dod Road IFSC code

IFSC code
✔ In RBI list v2.0.62
IOBA0004131
MICR code
395City
020Bank
010Branch
IFSC code
IOBA0004131
MICR code
395020010
Bank
Indian Overseas Bank
Branch
Ghod Dod Road
Address
GF SHOP NO. 3, 4, WEST, ROYAL HEIGHTS, BH SARGAM SHOPPING CENTRE,SOMNATH MAHADEV ROAD,GHOD DOD ROAD, SURAT - 395007
City
Surat
District
Surat
State
Gujarat
Bank code
IOBA
Branch code
004131
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Indian Overseas Bank, Ghod Dod Road branch (Surat, Gujarat) is IOBA0004131. Its MICR code is 395020010. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code IOBA — identifies Indian Overseas Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 004131 — identifies Ghod Dod Road
  • MICR 395020010 — city 395, bank 020, branch 010
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Surat

BranchIFSCMICR
Surat
SAFE DEPOSIT CHAMBERS, BHAGATLAO, SURAT - 395 003		IOBA0000112395020002
Hajira
1 BY 30 HAJIRA PIN 394270		IOBA0000880395020004
Amroli
283 BY 1 AMROLI VILLAGE,AMROLI PO NASWADI TALUK AMROLI PIN 391150		IOBA0001215391020501
Adajan
C WING,PRIME ARCADE,MEZANINE FLOOR,ANAND MAHAL RD,ADAJAN SURAT		IOBA0001557395020005
Samroli
DEVARSHI APARTMENT SAMROLI P.O CHIKHLI DIST.NAVSARI 396521		IOBA0002241396020501
Sachin
RADHIKA COMPLEX,SHOP NO 1 AND 2,OPP L D HIGH SCHOOL,STATION ROAD,PIN 394230		IOBA0002392395020006
Bardoli
BARDOLI BRANCH,MAA BUILDING,NEAR RAILWAY CROSSING,M G ROAD,BARDOLI,PIN 394601		IOBA0002393394020051
Vyara
GROUND FLOOR,ADARSH GUEST HOUSE BUILDING,STATION ROAD,VYARA 394650 DIST TAPI,GUJARAT		IOBA0002507394020071
Katargam
PLOT NO 4 AND 5 BABRIK INDUSTRIAL ESTATE OPP NEW GIDC KATARGAM SURAT GUJA		IOBA0002884395020008
Pal Surat
3 AND 4 GALAXI IMPERIAL L P SAVANI ROAD NEAR CNG PETROL PUBP PAL CANAL ROAD SURAT 395009		IOBA0003017395020009
Varachha
SHOP NO 15,16,17 &18, GRPUND FLOOR, RAJ IMPERIS, NEAR SARTHANA POLICE STATION, SARTHANA, S		IOBA0003834—
Gaurav Path
SHOP NO-27, 28, 29, GROUND FLOOR, ORCHID HARMONY, GAURAV PATH, OPPOSITE FIRE STATION		IOBA0004140395020011

Frequently asked questions

What is the IFSC code of IOB Ghod Dod Road?

IOBA0004131. It identifies the Ghod Dod Road branch of Indian Overseas Bank in Surat, Gujarat.

What is the MICR code of IOB Ghod Dod Road?

395020010. It is printed at the bottom of cheques issued by this branch.

Where is IOB Ghod Dod Road branch?

GF SHOP NO. 3, 4, WEST, ROYAL HEIGHTS, BH SARGAM SHOPPING CENTRE,SOMNATH MAHADEV ROAD,GHOD DOD ROAD, SURAT - 395007, Gujarat.

Does IOBA0004131 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0004131 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 004131 is the branch code of Ghod Dod Road.

How many IOB branches are in Surat?

14. Each has its own IFSC code.

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