Indian Overseas Bank · Simla

IOB Simla IFSC code

IFSC code

✔ In RBI list v2.0.62

IOBA0000425

MICR code

171City

020Bank

002Branch

IFSC code: IOBA0000425
MICR code: 171020002
Bank: Indian Overseas Bank
Branch: Simla
Address: 12, THE MALL, SHIMLA
City: Simla
District: Simla
State: Himachal Pradesh
Bank code: IOBA
Branch code: 000425
Contact: +911772658158
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Indian Overseas Bank, Simla branch (Simla, Himachal Pradesh) is IOBA0000425. Its MICR code is 171020002. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code IOBA — identifies Indian Overseas Bank
5th character 0 — reserved by the RBI
Branch code 000425 — identifies Simla
MICR 171020002 — city 171, bank 020, branch 002
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of IOB Simla?

IOBA0000425. It identifies the Simla branch of Indian Overseas Bank in Simla, Himachal Pradesh.

What is the MICR code of IOB Simla?

171020002. It is printed at the bottom of cheques issued by this branch.

Where is IOB Simla branch?

12, THE MALL, SHIMLA, Simla, Himachal Pradesh.

Does IOBA0000425 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0000425 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 000425 is the branch code of Simla.