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Indian Overseas Bank · Udhampur

IOB Udhampur IFSC code

IFSC code
✔ In RBI list v2.0.62
IOBA0004165
MICR code
182City
020Bank
003Branch
IFSC code
IOBA0004165
MICR code
182020003
Bank
Indian Overseas Bank
Branch
Udhampur
Address
WARD NO.16,NEAR UNION BANK OF INDIA,KALLAR HIMTI,UDHAMPUR,UT OF JAMMU AND KASHMIR 182101
City
Udhampur
District
Udhampur
State
Jammu and Kashmir
Bank code
IOBA
Branch code
004165
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Indian Overseas Bank, Udhampur branch (Udhampur, Jammu and Kashmir) is IOBA0004165. Its MICR code is 182020003. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code IOBA — identifies Indian Overseas Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 004165 — identifies Udhampur
  • MICR 182020003 — city 182, bank 020, branch 003
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of IOB Udhampur?

IOBA0004165. It identifies the Udhampur branch of Indian Overseas Bank in Udhampur, Jammu and Kashmir.

What is the MICR code of IOB Udhampur?

182020003. It is printed at the bottom of cheques issued by this branch.

Where is IOB Udhampur branch?

WARD NO.16,NEAR UNION BANK OF INDIA,KALLAR HIMTI,UDHAMPUR,UT OF JAMMU AND KASHMIR 182101, Jammu and Kashmir.

Does IOBA0004165 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0004165 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 004165 is the branch code of Udhampur.

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