IFSC code
✔ In RBI list v2.0.62IOBA0000409
MICR code
690City
020Bank
102Branch
Indian Overseas Bank · Alapuzzha
IOB Kayamkulam IFSC code
Branch overview
- Bank code IOBA — identifies Indian Overseas Bank
- 5th character 0 — reserved by the RBI
- Branch code 000409 — identifies Kayamkulam
- MICR 690020102 — city 690, bank 020, branch 102
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other IOB branches in Alapuzzha
| Branch | IFSC | MICR |
|---|---|---|
| Alleppey V S V SUBBASH IYER BUILDING,C C N B ROAD,ALLEPPEY PIN 688001 | IOBA0000004 | 688020002 |
| Mavelikara OPP PVT BUS STAND, B H S ROAD, MAVELIKARA - 690101 | IOBA0000120 | 690020152 |
| Kudassanad SOWPARNIKA BUILDING KUDASSANAD P OKUDASSANAD PIN689512 | IOBA0000637 | 689020813 |
Frequently asked questions
What is the IFSC code of IOB Kayamkulam?
IOBA0000409. It identifies the Kayamkulam branch of Indian Overseas Bank in Alapuzzha, Kerala.
What is the MICR code of IOB Kayamkulam?
690020102. It is printed at the bottom of cheques issued by this branch.
Where is IOB Kayamkulam branch?
187A, NELSON BUILDING, MAIN ROAD, KAYAMKULAM PIN 690502, Kerala.
Does IOBA0000409 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of IOBA0000409 mean?
IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 000409 is the branch code of Kayamkulam.
How many IOB branches are in Alapuzzha?
4. Each has its own IFSC code.