Indian Overseas Bank · Ratnagiri

IOB Ratnagiri IFSC code

IFSC code

✔ In RBI list v2.0.62

IOBA0001979

MICR code

415City

020Bank

051Branch

IFSC code: IOBA0001979
MICR code: 415020051
Bank: Indian Overseas Bank
Branch: Ratnagiri
Address: KASTURI PLAZA JUNA MAL NAKA MAIN ROAD RATNAGIRI PIN 405612
City: Ratnagiri
District: Ratnagiri
State: Maharashtra
Bank code: IOBA
Branch code: 001979
Contact: +912352271667
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Indian Overseas Bank, Ratnagiri branch (Ratnagiri, Maharashtra) is IOBA0001979. Its MICR code is 415020051. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code IOBA — identifies Indian Overseas Bank
5th character 0 — reserved by the RBI
Branch code 001979 — identifies Ratnagiri
MICR 415020051 — city 415, bank 020, branch 051
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of IOB Ratnagiri?

IOBA0001979. It identifies the Ratnagiri branch of Indian Overseas Bank in Ratnagiri, Maharashtra.

What is the MICR code of IOB Ratnagiri?

415020051. It is printed at the bottom of cheques issued by this branch.

Where is IOB Ratnagiri branch?

KASTURI PLAZA JUNA MAL NAKA MAIN ROAD RATNAGIRI PIN 405612, Maharashtra.

Does IOBA0001979 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0001979 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 001979 is the branch code of Ratnagiri.