IFSC code
✔ In RBI list v2.0.62IOBA0003520
Indian Overseas Bank · Jaintia Hills
IOB Jowai IFSC code
Branch overview
- Bank code IOBA — identifies Indian Overseas Bank
- 5th character 0 — reserved by the RBI
- Branch code 003520 — identifies Jowai
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Frequently asked questions
What is the IFSC code of IOB Jowai?
IOBA0003520. It identifies the Jowai branch of Indian Overseas Bank in Jaintia Hills, Meghalaya.
What is the MICR code of IOB Jowai?
The RBI list does not show a MICR code for this branch; it may not issue MICR cheques.
Where is IOB Jowai branch?
PO JOWAI DIST WEST JAINTIA HILLS PIN 793150 MEGHALAYA, Meghalaya.
Does IOBA0003520 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of IOBA0003520 mean?
IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 003520 is the branch code of Jowai.