IFSC code
✔ In RBI list v2.0.62IOBA0003999
Indian Overseas Bank · Ferozepur
IOB Zira IFSC code
Branch overview
- Bank code IOBA — identifies Indian Overseas Bank
- 5th character 0 — reserved by the RBI
- Branch code 003999 — identifies Zira
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Frequently asked questions
What is the IFSC code of IOB Zira?
IOBA0003999. It identifies the Zira branch of Indian Overseas Bank in Ferozepur, Punjab.
What is the MICR code of IOB Zira?
The RBI list does not show a MICR code for this branch; it may not issue MICR cheques.
Where is IOB Zira branch?
INDIAN OVERSEAS BANK, NEW TALWANDI ROAD, OPP SARWAN SERVICE STATION , ZIRA, FIROZEPUR PUNJAB 142047, Punjab.
Does IOBA0003999 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of IOBA0003999 mean?
IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 003999 is the branch code of Zira.