IFSC code
✔ In RBI list v2.0.62IOBA0004055
MICR code
144City
020Bank
013Branch
Indian Overseas Bank · Hoshiyarpur
IOB Gardhiwala IFSC code
Branch overview
- Bank code IOBA — identifies Indian Overseas Bank
- 5th character 0 — reserved by the RBI
- Branch code 004055 — identifies Gardhiwala
- MICR 144020013 — city 144, bank 020, branch 013
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other IOB branches in Hoshiyarpur
| Branch | IFSC | MICR |
|---|---|---|
| Hajipur NEAR PSB BANK,TALWARA ROAD,VPO HAJIPUR,HOSHIARPUR,PIN-144221 | IOBA0004166 | — |
Frequently asked questions
What is the IFSC code of IOB Gardhiwala?
IOBA0004055. It identifies the Gardhiwala branch of Indian Overseas Bank in Hoshiyarpur, Punjab.
What is the MICR code of IOB Gardhiwala?
144020013. It is printed at the bottom of cheques issued by this branch.
Where is IOB Gardhiwala branch?
NEAR ICICI BANK,MAIN MARKET,GARDHIWALA,HOSHIYARPUR - 144207, Punjab.
Does IOBA0004055 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of IOBA0004055 mean?
IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 004055 is the branch code of Gardhiwala.
How many IOB branches are in Hoshiyarpur?
2. Each has its own IFSC code.