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Indian Overseas Bank · Patiala

IOB Urban Estate Patiala IFSC code

IFSC code
✔ In RBI list v2.0.62
IOBA0002389
MICR code
147City
020Bank
003Branch
IFSC code
IOBA0002389
MICR code
147020003
Bank
Indian Overseas Bank
Branch
Urban Estate Patiala
Address
SCF 123 C,URBAN ESTATE PHASE II PATIALA PUNJAB STATE PINCODE 147001
City
Patiala
District
Patiala
State
Punjab
Bank code
IOBA
Branch code
002389
Contact
+914428584896
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Indian Overseas Bank, Urban Estate Patiala branch (Patiala, Punjab) is IOBA0002389. Its MICR code is 147020003. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code IOBA — identifies Indian Overseas Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 002389 — identifies Urban Estate Patiala
  • MICR 147020003 — city 147, bank 020, branch 003
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Patiala

BranchIFSCMICR
Rajpura
PLOT NO 280 TO 289 PATIALA RAJPURA ROAD RAJPURA PIN140401		IOBA0000515140020402
Patiala
PRATAP BHAVAN, INSIDE SHERANWALA GATE, PATIALA, PIN 147001		IOBA0000922147020001
Zirakpur
OPP MAYUR HOTEL CHANDIGARH AMBALA ROAD ZIRAKPUR PIN 140603		IOBA0001499160020005
Lalru Mandi
DANA MANDI SHOP NO 4, LALRU MANDI, TEHASIL DERA BASSI, LALRU MANDI140501		IOBA0001503160020017
Derabassi
CHANDIGARHAMBALA NAT HIGHWAY,NEAR SUKHMANI INST OF ENG TECH,DERABASSI		IOBA0001737160020008
Tripari Patiala
GOVT.SENIOR SECONDARY SCHOOL TRIPARI PATIALA PIN 147001		IOBA0001752147020002
Banur
OPP TO GURUDWARA MAIN ROAD BANUR,CITY TOWN BANUR DISTRICT SAS NAGAR STATE PUNJAB		IOBA0002346160020018
Malakpur
VILLAGE MALKAPUR,LALRU MANDI PUNJAB STATE PIN 140501		IOBA0003041160020023
Damanheri
VILLAGE DAMANHERI, TEHSIL RAJPURA, DIST PATIALA, PIN-140401		IOBA0003776—

Frequently asked questions

What is the IFSC code of IOB Urban Estate Patiala?

IOBA0002389. It identifies the Urban Estate Patiala branch of Indian Overseas Bank in Patiala, Punjab.

What is the MICR code of IOB Urban Estate Patiala?

147020003. It is printed at the bottom of cheques issued by this branch.

Where is IOB Urban Estate Patiala branch?

SCF 123 C,URBAN ESTATE PHASE II PATIALA PUNJAB STATE PINCODE 147001, Punjab.

Does IOBA0002389 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0002389 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 002389 is the branch code of Urban Estate Patiala.

How many IOB branches are in Patiala?

10. Each has its own IFSC code.

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