Indian Overseas Bank · Nilgiris

IOB Ootacamund IFSC code

IFSC code

✔ In RBI list v2.0.62

IOBA0000786

MICR code

643City

020Bank

002Branch

IFSC code: IOBA0000786
MICR code: 643020002
Bank: Indian Overseas Bank
Branch: Ootacamund
Address: 1780, COMMERCIAL ROAD,OOTACAMUND PIN 643001
City: Nilgiris
District: Udhagamandalam
State: Tamil Nadu
Bank code: IOBA
Branch code: 000786
Contact: +914232444101
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Indian Overseas Bank, Ootacamund branch (Nilgiris, Tamil Nadu) is IOBA0000786. Its MICR code is 643020002. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code IOBA — identifies Indian Overseas Bank
5th character 0 — reserved by the RBI
Branch code 000786 — identifies Ootacamund
MICR 643020002 — city 643, bank 020, branch 002
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Nilgiris

Branch	IFSC	MICR
Kotahgiri 40 BY 235A BETHEL PLAZA,I FLOOR,NEAR BUS STAND,KOTHAGIRI,PIN 643217	IOBA0001285	643020302
Coonoor 83ABY1 GRACE HILL SIMS PARK ROAD COONOR THE NILGIRIS 643101	IOBA0002677	643020102
Yedapalli SF NO 256 6 INR S NO 135 2 YEDAPALLI VILLAGE AND POST COONOOR TK	IOBA0003757	—

Frequently asked questions

What is the IFSC code of IOB Ootacamund?

IOBA0000786. It identifies the Ootacamund branch of Indian Overseas Bank in Nilgiris, Tamil Nadu.

What is the MICR code of IOB Ootacamund?

643020002. It is printed at the bottom of cheques issued by this branch.

Where is IOB Ootacamund branch?

1780, COMMERCIAL ROAD,OOTACAMUND PIN 643001, Udhagamandalam, Tamil Nadu.

Does IOBA0000786 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0000786 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 000786 is the branch code of Ootacamund.

How many IOB branches are in Nilgiris?

4. Each has its own IFSC code.