Indian Overseas Bank · Ayodhya

IOB Ayodhya IFSC code

IFSC code

✔ In RBI list v2.0.62

IOBA0003818

MICR code

224City

020Bank

003Branch

IFSC code: IOBA0003818
MICR code: 224020003
Bank: Indian Overseas Bank
Branch: Ayodhya
Address: PLOT NO.32A,HOUSE NO.4/1/48,HANUMAN GARHI,AYODHYA -224123
City: Ayodhya
District: Ayodhya
State: Uttar Pradesh
Bank code: IOBA
Branch code: 003818
Contact: +918004698950
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Indian Overseas Bank, Ayodhya branch (Ayodhya, Uttar Pradesh) is IOBA0003818. Its MICR code is 224020003. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code IOBA — identifies Indian Overseas Bank
5th character 0 — reserved by the RBI
Branch code 003818 — identifies Ayodhya
MICR 224020003 — city 224, bank 020, branch 003
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of IOB Ayodhya?

IOBA0003818. It identifies the Ayodhya branch of Indian Overseas Bank in Ayodhya, Uttar Pradesh.

What is the MICR code of IOB Ayodhya?

224020003. It is printed at the bottom of cheques issued by this branch.

Where is IOB Ayodhya branch?

PLOT NO.32A,HOUSE NO.4/1/48,HANUMAN GARHI,AYODHYA -224123, Uttar Pradesh.

Does IOBA0003818 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0003818 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 003818 is the branch code of Ayodhya.