Indian Overseas Bank · Chandauli

IOB Mugal Sarai IFSC code

IFSC code

✔ In RBI list v2.0.62

IOBA0002859

MICR code

232City

020Bank

102Branch

IFSC code: IOBA0002859
MICR code: 232020102
Bank: Indian Overseas Bank
Branch: Mugal Sarai
Address: 581 G T ROAD,NAIBASTI MUGAL SARAI,CHANDAULI DIST 232101
City: Chandauli
District: Chandauli
State: Uttar Pradesh
Bank code: IOBA
Branch code: 002859
Contact: +914428584896
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Indian Overseas Bank, Mugal Sarai branch (Chandauli, Uttar Pradesh) is IOBA0002859. Its MICR code is 232020102. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code IOBA — identifies Indian Overseas Bank
5th character 0 — reserved by the RBI
Branch code 002859 — identifies Mugal Sarai
MICR 232020102 — city 232, bank 020, branch 102
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Other IOB branches in Chandauli

Branch	IFSC	MICR
Chandauli 989,SHASTRI NAGAR,BESIDE SHANKAR SINGH EYE HOSPITAL,CHANDAULI,U.P.232104	IOBA0002572	—
Dhanapur DHANAPUR VILL/POST,CHANDAULI DIST-232105	IOBA0003446	—
Sakaldiha VILLAGE/POST-SAKALDIHA, DIST CHANDAULI, UTTAR PRADESH, PIN - 232109	IOBA0003447	—

Frequently asked questions

What is the IFSC code of IOB Mugal Sarai?

IOBA0002859. It identifies the Mugal Sarai branch of Indian Overseas Bank in Chandauli, Uttar Pradesh.

What is the MICR code of IOB Mugal Sarai?

232020102. It is printed at the bottom of cheques issued by this branch.

Where is IOB Mugal Sarai branch?

581 G T ROAD,NAIBASTI MUGAL SARAI,CHANDAULI DIST 232101, Uttar Pradesh.

Does IOBA0002859 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of IOBA0002859 mean?

IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 002859 is the branch code of Mugal Sarai.

How many IOB branches are in Chandauli?

4. Each has its own IFSC code.