IFSC code
✔ In RBI list v2.0.62IOBA0003862
MICR code
226City
020Bank
039Branch
Indian Overseas Bank · Lucknow
IOB Viraj Khand IFSC code
Branch overview
- Bank code IOBA — identifies Indian Overseas Bank
- 5th character 0 — reserved by the RBI
- Branch code 003862 — identifies Viraj Khand
- MICR 226020039 — city 226, bank 020, branch 039
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other IOB branches in Lucknow
| Branch | IFSC | MICR |
|---|---|---|
| Lucknow 3,AVANBAI MANSION, VIDHAN SABHA MARG, LUCKNOW, PIN 226001 | IOBA0000207 | 226020002 |
| Daliganj NIRMAL AMBIGA ARCADE,I T COLLEGE CRSNG,FAIZABAD RD,LUCKNOW | IOBA0000248 | 226020005 |
| Aminabad G P V MEM SOCIETY BLDG,AMINUDDAULA PARK,AMINABAD,LUCKNOW | IOBA0000382 | 226020003 |
| Indira Ngr B213,INDIRA NGR,LUCKNOW | IOBA0000684 | 226020007 |
| R O Lucknow POST BOX NO 343 DOOR NO 10,NAV CHETNA KENDRA IIIFLOOR ASHOK MARG LUCKNOW PIN CODE 226001 | IOBA0000814 | — |
| Golaganj JAGAT NARAIN RD,GOLAGANJ,LUCKNOW | IOBA0000995 | 226020006 |
| Goldarwaza Chowk KUSUM DEEP BULDG,2 BLOCK NO 3,NEEBU BAGH,GOLDARWAJA CHOWK,LUCKNOW | IOBA0001087 | 226020004 |
| Gomti Nagar 1 BY 64,VIVEK KHAND,GOMTINAGAR,LUCNOW | IOBA0001422 | 226020008 |
| Moti Nagar MAHARAJA AGRA SEN VIDY,MOTINAGAR,LUCKNOW | IOBA0001440 | 226020009 |
| Nari Shiksha Niketan CHAKBAST ROAD KAISERBAGH LUCKNOW PIN 226001 | IOBA0001468 | 226020010 |
| Aliganj HIG 67,SECTOR E,ALIGANJ,LUCKNOW | IOBA0001574 | 226020012 |
| Lucknowaashiana SEC K716 AASHIANA COLONY LUCKNOW PIN 226012 | IOBA0001629 | 226020013 |
Frequently asked questions
What is the IFSC code of IOB Viraj Khand?
IOBA0003862. It identifies the Viraj Khand branch of Indian Overseas Bank in Lucknow, Uttar Pradesh.
What is the MICR code of IOB Viraj Khand?
226020039. It is printed at the bottom of cheques issued by this branch.
Where is IOB Viraj Khand branch?
1/11, VIRAJ KHAND, NEAR MAX SUPER HOSPITAL, LUCKNOW-226010, Uttar Pradesh.
Does IOBA0003862 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of IOBA0003862 mean?
IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 003862 is the branch code of Viraj Khand.
How many IOB branches are in Lucknow?
48. Each has its own IFSC code.