IFSC code
✔ In RBI list v2.0.62IOBA0003894
MICR code
263City
020Bank
002Branch
Indian Overseas Bank · Nainital
IOB Kusumkhera IFSC code
Branch overview
- Bank code IOBA — identifies Indian Overseas Bank
- 5th character 0 — reserved by the RBI
- Branch code 003894 — identifies Kusumkhera
- MICR 263020002 — city 263, bank 020, branch 002
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other IOB branches in Nainital
| Branch | IFSC | MICR |
|---|---|---|
| Haldwani SHANTA TOWER, NEAR GANDHI SCHOOL, BAREILLY ROAD, HALDWANI, DISTT. NAINITAL ,UTTARAKHAND-26 | IOBA0001467 | 263020001 |
| Ramnagar Uttarakhand DANGWAL TOWER, OPP.M.P.COLLEGE FIELD, RAMNAGAR, UTTARAKHAND 244715 | IOBA0002216 | 244020402 |
| Nainital M/S. GANGOLAS CHEMISTS, 111-112, TALLI TAL, NAINITAL DIST. PIN 263 002 | IOBA0002804 | 263020302 |
Frequently asked questions
What is the IFSC code of IOB Kusumkhera?
IOBA0003894. It identifies the Kusumkhera branch of Indian Overseas Bank in Nainital, Uttarakhand.
What is the MICR code of IOB Kusumkhera?
263020002. It is printed at the bottom of cheques issued by this branch.
Where is IOB Kusumkhera branch?
VILLAGE HARINAGAR, KUSUMKHERA, TEHSIL-HALDWANI, DISTRICT - NAINITAL, STATE-UTTARAKHAND, PIN CODE - 263139, Uttarakhand.
Does IOBA0003894 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of IOBA0003894 mean?
IOBA is the bank code of Indian Overseas Bank, the 5th character "0" is reserved by the RBI, and 003894 is the branch code of Kusumkhera.
How many IOB branches are in Nainital?
4. Each has its own IFSC code.