Jammu and Kashmir Bank · Badgam

J&K Bank Sumerbugh IFSC code

IFSC code

✔ In RBI list v2.0.62

JAKA0SUMERB

MICR code

191City

051Bank

043Branch

IFSC code: JAKA0SUMERB
MICR code: 191051043
Bank: Jammu and Kashmir Bank
Branch: Sumerbugh
Address: SUMERBUGH LASJAN, BUDGAM, KASHMIR, JK PIN 191101
City: Badgam
District: Badgam
State: Jammu and Kashmir
Bank code: JAKA
Branch code: SUMERB
Contact: +919858449537
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Jammu and Kashmir Bank, Sumerbugh branch (Badgam, Jammu and Kashmir) is JAKA0SUMERB. Its MICR code is 191051043. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code JAKA — identifies Jammu and Kashmir Bank
5th character 0 — reserved by the RBI
Branch code SUMERB — identifies Sumerbugh
MICR 191051043 — city 191, bank 051, branch 043
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of J&K Bank Sumerbugh?

JAKA0SUMERB. It identifies the Sumerbugh branch of Jammu and Kashmir Bank in Badgam, Jammu and Kashmir.

What is the MICR code of J&K Bank Sumerbugh?

191051043. It is printed at the bottom of cheques issued by this branch.

Where is J&K Bank Sumerbugh branch?

SUMERBUGH LASJAN, BUDGAM, KASHMIR, JK PIN 191101, Badgam, Jammu and Kashmir.

Does JAKA0SUMERB support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of JAKA0SUMERB mean?

JAKA is the bank code of Jammu and Kashmir Bank, the 5th character "0" is reserved by the RBI, and SUMERB is the branch code of Sumerbugh.