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Jammu and Kashmir Bank · Budgam

J&K Bank Wathoora IFSC code

IFSC code
✔ In RBI list v2.0.62
JAKA0WATHAR
MICR code
191City
051Bank
039Branch
IFSC code
JAKA0WATHAR
MICR code
191051039
Bank
Jammu and Kashmir Bank
Branch
Wathoora
Address
MAIN CHOWK WATHOORA,DISTRICT BUDGAM,J AND K PIN 191113
City
Budgam
District
Budgam
State
Jammu and Kashmir
Bank code
JAKA
Branch code
WATHAR
Contact
+919419061844
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Jammu and Kashmir Bank, Wathoora branch (Budgam, Jammu and Kashmir) is JAKA0WATHAR. Its MICR code is 191051039. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code JAKA — identifies Jammu and Kashmir Bank
  • 5th character 0 — reserved by the RBI
  • Branch code WATHAR — identifies Wathoora
  • MICR 191051039 — city 191, bank 051, branch 039
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other J&K Bank branches in Budgam

BranchIFSCMICR
Chrar I Sharief
TEHSIL CHARISHARIEF
JAKA0ALNOOR191051008
Arizal
ARIZAL KHAN SAHIB
JAKA0ARIZAL191051015
Beerwah
MAIN BAZAR,BEERWAH
JAKA0BEERWA191051006
Bagati Kanipora
BAGATI KANI PORA P/O NATIPORA
JAKA0BKPORA191051017
New Bus Stand Budgam
NEW BUS STAND BUDGAM , TEHSIL BUDGAM , DISTRICT BUDGAM
JAKA0BUSBUD191051049
Hospital Road Chadoora
CHADOORA
JAKA0CHADOO191051035
Chadura
TEHSIL CHADOORA BUDGAM
JAKA0CHADUR191051007
Charripora
TEHSIL CHARISHARIEF
JAKA0CHARPR191051020
Chattergam
TEHSIL-CHADURA
JAKA0CHATER191051034
Court Road Magam
COURT ROAD MAGAM,J AND K
JAKA0CRMAGM191051018
Dada Ompora
CHADORA
JAKA0DADAOM191051029
Ebu Ari Panthan
EBU ARIPATHAN OPPOSITE FOREST CHECK POST,
JAKA0EBARIP—

Frequently asked questions

What is the IFSC code of J&K Bank Wathoora?

JAKA0WATHAR. It identifies the Wathoora branch of Jammu and Kashmir Bank in Budgam, Jammu and Kashmir.

What is the MICR code of J&K Bank Wathoora?

191051039. It is printed at the bottom of cheques issued by this branch.

Where is J&K Bank Wathoora branch?

MAIN CHOWK WATHOORA,DISTRICT BUDGAM,J AND K PIN 191113, Jammu and Kashmir.

Does JAKA0WATHAR support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of JAKA0WATHAR mean?

JAKA is the bank code of Jammu and Kashmir Bank, the 5th character "0" is reserved by the RBI, and WATHAR is the branch code of Wathoora.

How many J&K Bank branches are in Budgam?

59. Each has its own IFSC code.

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