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Jammu and Kashmir Bank · Kupwara

J&K Bank Harai IFSC code

IFSC code
✔ In RBI list v2.0.62
JAKA0HARRAI
MICR code
193City
051Bank
220Branch
IFSC code
JAKA0HARRAI
MICR code
193051220
Bank
Jammu and Kashmir Bank
Branch
Harai
Address
HARRAI,DISTRICT KUPWARA,PIN CODE 193224
City
Kupwara
District
Kupwara
State
Jammu and Kashmir
Bank code
JAKA
Branch code
HARRAI
Contact
+919906652700
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Jammu and Kashmir Bank, Harai branch (Kupwara, Jammu and Kashmir) is JAKA0HARRAI. Its MICR code is 193051220. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code JAKA — identifies Jammu and Kashmir Bank
  • 5th character 0 — reserved by the RBI
  • Branch code HARRAI — identifies Harai
  • MICR 193051220 — city 193, bank 051, branch 220
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other J&K Bank branches in Kupwara

BranchIFSCMICR
Arampora
ARAMPORA,DISTRICT KUPWARA,PIN CODE 193221		JAKA0ARMPOR193051219
Ashipora
ASHIPORA LANGATE, KUPWARA, JK-193303		JAKA0ASHPOR193051233
Awoora
DISTRICT KUPWARA		JAKA0AWOORA193051203
Bumhama, Kupwara
VILLAGE BUMHAMA NEAR FRUIT MANDI, BUMHAMA. POST OFFICE KUPWARA, TEHSIL , DISTRICT KUPWARA,		JAKA0BUMHAM—
Chitrakote
TANGDAR		JAKA0CHITER193051223
Chowkibal
CHOWKIBAL,DISTRICT KUPWARA,PIN CODE 193224		JAKA0CHOKBL193051221
Devar
DEVAR,LOLAB,DISTRICT KUPWARA,BLOCK SOGAM,KASHMIR,J AND K PIN 193223		JAKA0DEVAAR193051229
Dragmullah
NEAR R.T.O OFFICE		JAKA0DRGMUL193051215
Dard Pora
DARAPORA LOLAB, KUPWARA.JAMMU AND KASHMIR		JAKA0EBDARD—
Kachi Hama
KACHI HAMA, HARRAI, KUPWARA, JAMMU AND KASHMIR		JAKA0EBKACH—
Kandi Khas
KANDI KHAS, ARAMPORA, HANDWARA, KUPWARA, JAMMU AND KASHMIR		JAKA0EBKAND—
Manigah
MANIGAH, HYHAMA, KUPWARA, JAMMU AND KASHMIR		JAKA0EBMANI—

Frequently asked questions

What is the IFSC code of J&K Bank Harai?

JAKA0HARRAI. It identifies the Harai branch of Jammu and Kashmir Bank in Kupwara, Jammu and Kashmir.

What is the MICR code of J&K Bank Harai?

193051220. It is printed at the bottom of cheques issued by this branch.

Where is J&K Bank Harai branch?

HARRAI,DISTRICT KUPWARA,PIN CODE 193224, Jammu and Kashmir.

Does JAKA0HARRAI support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of JAKA0HARRAI mean?

JAKA is the bank code of Jammu and Kashmir Bank, the 5th character "0" is reserved by the RBI, and HARRAI is the branch code of Harai.

How many J&K Bank branches are in Kupwara?

45. Each has its own IFSC code.

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