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Jammu and Kashmir Bank · Leh

J&K Bank Karoo IFSC code

IFSC code
✔ In RBI list v2.0.62
JAKA0EKARUL
MICR code
194City
051Bank
005Branch
IFSC code
JAKA0EKARUL
MICR code
194051005
Bank
Jammu and Kashmir Bank
Branch
Karoo
Address
KAROO
City
Leh
District
Leh
State
Jammu and Kashmir
Bank code
JAKA
Branch code
EKARUL
Contact
+911982249241
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Jammu and Kashmir Bank, Karoo branch (Leh, Jammu and Kashmir) is JAKA0EKARUL. Its MICR code is 194051005. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code JAKA — identifies Jammu and Kashmir Bank
  • 5th character 0 — reserved by the RBI
  • Branch code EKARUL — identifies Karoo
  • MICR 194051005 — city 194, bank 051, branch 005
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other J&K Bank branches in Leh

BranchIFSCMICR
Skurbachan
SKURBACHAN,LEH,LADAKH,J AND K		JAKA0BACHAN194051016
Bogdang
DISKIT		JAKA0BGDONG194051022
Chuchot Shamma
KHOMIENI CHOWK , CHUCHOT SHAMMA,DISTRICT LEH		JAKA0CHUSHA194051036
Diskit Nobra
DISKIT NOBRA LEH		JAKA0DISKIT194051006
Durbuk
DURBUK LEH		JAKA0DURBUK194051013
Ebu Alchi
PANCHAYAT GHAR ALCHI		JAKA0EBALCH—
Anlay
PANCHAYAT GHAR ANLAY		JAKA0EBANLA—
Ebu Basgo
PANCHAYAT GHAR BASGO		JAKA0EBBASG—
Ebu Charasa
PANCHAYAT GHAR CHARASA		JAKA0EBCHAR—
Chemrey
PANCHAYAT GHAR CHEMREY		JAKA0EBCHEM—
Ebu Chilling
PANCHAYAT GHAR CHILLING		JAKA0EBCHIL—
Chumur
PANCHAYAT GHAR CHUMIR		JAKA0EBCHUM—

Frequently asked questions

What is the IFSC code of J&K Bank Karoo?

JAKA0EKARUL. It identifies the Karoo branch of Jammu and Kashmir Bank in Leh, Jammu and Kashmir.

What is the MICR code of J&K Bank Karoo?

194051005. It is printed at the bottom of cheques issued by this branch.

Where is J&K Bank Karoo branch?

KAROO, Leh, Jammu and Kashmir.

Does JAKA0EKARUL support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of JAKA0EKARUL mean?

JAKA is the bank code of Jammu and Kashmir Bank, the 5th character "0" is reserved by the RBI, and EKARUL is the branch code of Karoo.

How many J&K Bank branches are in Leh?

60. Each has its own IFSC code.

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