J&K Bank Zonal Impaired Asset Recovery Branch Budgam IFSC code

IFSC code

✔ In RBI list v2.0.62

JAKA0ZIARBD

IFSC code: JAKA0ZIARBD
MICR code: Not assigned
Bank: Jammu and Kashmir Bank
Branch: Zonal Impaired Asset Recovery Branch Budgam
Address: ZONAL OFFICE BUDGAM, HMT NEAR INDUSTRIAL ESTATE ZAINAKOTE, SRINAGAR 190012
City: Srinagar
District: Srinagar
State: Jammu and Kashmir
Bank code: JAKA
Branch code: ZIARBD
Contact: +917006926551
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Jammu and Kashmir Bank, Zonal Impaired Asset Recovery Branch Budgam branch (Srinagar, Jammu and Kashmir) is JAKA0ZIARBD. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code JAKA — identifies Jammu and Kashmir Bank
5th character 0 — reserved by the RBI
Branch code ZIARBD — identifies Zonal Impaired Asset Recovery Branch Budgam
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Other J&K Bank branches in Srinagar

Branch	IFSC	MICR
Ahmad Nagar AHMAD NAGAR, MAIN CHOWK (90 FT. ROAD),SRINAGAR, PIN-190020	JAKA0AHMADD	190051103
Air Cargo Srinagar OPP NEW ERA SCHOOL,RAJBAGH	JAKA0AIRCAR	190051051
Alamgiri Bazar Srinagar ALAMGIRI BAZAR CHOWK	JAKA0ALMGRI	190051002
Anchar BUCHPORA	JAKA0ANCHAR	190051004
Apex Branch Chq CORPORATE HEADQUARTER,M.A.ROAD	JAKA0APEXBR	190051014
B B Cantt Srinagar BADAMI BAGH	JAKA0BADAMI	190051006
Barzulla Srinagar BAAGAT	JAKA0BAGAAT	190051009
Ballahama BALLAHAMA, SRINAGAR, JK PIN 191201	JAKA0BALLAH	190051100
Bazar Batmaloo NEAR AASTAN SHARIEF, BAZAAR BATMALOO	JAKA0BATMOL	190051087
Bemina Srinagar NEAR GRID STATION,MAIN MARKET, BEMINA	JAKA0BEMINA	190051011
Bone Joint Hospital Srinagar NEAR BONE JOINT HOSPITAL	JAKA0BJHOSP	190051005
Botshah Mohalla Srinagar NEAR SALFIA MASJID, BOTSHAH MOHALLA,LAL BAZAR	JAKA0BOTSHA	190051061

Frequently asked questions

What is the IFSC code of J&K Bank Zonal Impaired Asset Recovery Branch Budgam?

JAKA0ZIARBD. It identifies the Zonal Impaired Asset Recovery Branch Budgam branch of Jammu and Kashmir Bank in Srinagar, Jammu and Kashmir.

What is the MICR code of J&K Bank Zonal Impaired Asset Recovery Branch Budgam?

The RBI list does not show a MICR code for this branch; it may not issue MICR cheques.

Where is J&K Bank Zonal Impaired Asset Recovery Branch Budgam branch?

ZONAL OFFICE BUDGAM, HMT NEAR INDUSTRIAL ESTATE ZAINAKOTE, SRINAGAR 190012, Jammu and Kashmir.

Does JAKA0ZIARBD support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of JAKA0ZIARBD mean?

JAKA is the bank code of Jammu and Kashmir Bank, the 5th character "0" is reserved by the RBI, and ZIARBD is the branch code of Zonal Impaired Asset Recovery Branch Budgam.

How many J&K Bank branches are in Srinagar?

122. Each has its own IFSC code.