Punjab & Sind Bank · Gaya

Punjab and Sind Gaya IFSC code

IFSC code

✔ In RBI list v2.0.62

PSIB0000472

MICR code

823City

023Bank

002Branch

IFSC code: PSIB0000472
MICR code: 823023002
Bank: Punjab & Sind Bank
Branch: Gaya
Address: K P ROAD GAYA BIHAR 823001
City: Gaya
District: Gaya
State: Bihar
Bank code: PSIB
Branch code: 000472
Contact: +916224260333
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Punjab & Sind Bank, Gaya branch (Gaya, Bihar) is PSIB0000472. Its MICR code is 823023002. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code PSIB — identifies Punjab & Sind Bank
5th character 0 — reserved by the RBI
Branch code 000472 — identifies Gaya
MICR 823023002 — city 823, bank 023, branch 002
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of Punjab and Sind Gaya?

PSIB0000472. It identifies the Gaya branch of Punjab & Sind Bank in Gaya, Bihar.

What is the MICR code of Punjab and Sind Gaya?

823023002. It is printed at the bottom of cheques issued by this branch.

Where is Punjab and Sind Gaya branch?

K P ROAD GAYA BIHAR 823001, Bihar.

Does PSIB0000472 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of PSIB0000472 mean?

PSIB is the bank code of Punjab & Sind Bank, the 5th character "0" is reserved by the RBI, and 000472 is the branch code of Gaya.