Punjab & Sind Bank · Baramulla

Punjab and Sind Baramulla IFSC code

IFSC code

✔ In RBI list v2.0.62

PSIB0000485

MICR code

193City

023Bank

001Branch

IFSC code: PSIB0000485
MICR code: 193023001
Bank: Punjab & Sind Bank
Branch: Baramulla
Address: MAIN MARKET, DISTT. BARAMULLA, JAMMU & KASHMIR - 193101
City: Baramulla
District: Baramulla
State: Jammu and Kashmir
Bank code: PSIB
Branch code: 000485
Contact: +911952234319
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Punjab & Sind Bank, Baramulla branch (Baramulla, Jammu and Kashmir) is PSIB0000485. Its MICR code is 193023001. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code PSIB — identifies Punjab & Sind Bank
5th character 0 — reserved by the RBI
Branch code 000485 — identifies Baramulla
MICR 193023001 — city 193, bank 023, branch 001
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of Punjab and Sind Baramulla?

PSIB0000485. It identifies the Baramulla branch of Punjab & Sind Bank in Baramulla, Jammu and Kashmir.

What is the MICR code of Punjab and Sind Baramulla?

193023001. It is printed at the bottom of cheques issued by this branch.

Where is Punjab and Sind Baramulla branch?

MAIN MARKET, DISTT. BARAMULLA, JAMMU & KASHMIR - 193101, Jammu and Kashmir.

Does PSIB0000485 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of PSIB0000485 mean?

PSIB is the bank code of Punjab & Sind Bank, the 5th character "0" is reserved by the RBI, and 000485 is the branch code of Baramulla.