1. Home
  2. Banks
  3. Punjab & Sind Bank
  4. Kerala
  5. Ernakulam
  6. Cochin

Punjab & Sind Bank · Ernakulam

Punjab and Sind Cochin IFSC code

IFSC code
✔ In RBI list v2.0.62
PSIB0000363
MICR code
682City
023Bank
002Branch
IFSC code
PSIB0000363
MICR code
682023002
Bank
Punjab & Sind Bank
Branch
Cochin
Address
M G ROAD ERNAKULAM COCHIN 682011
City
Ernakulam
District
Kochi
State
Kerala
Bank code
PSIB
Branch code
000363
Contact
+914842354908
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Punjab & Sind Bank, Cochin branch (Ernakulam, Kerala) is PSIB0000363. Its MICR code is 682023002. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code PSIB — identifies Punjab & Sind Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 000363 — identifies Cochin
  • MICR 682023002 — city 682, bank 023, branch 002
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of Punjab and Sind Cochin?

PSIB0000363. It identifies the Cochin branch of Punjab & Sind Bank in Ernakulam, Kerala.

What is the MICR code of Punjab and Sind Cochin?

682023002. It is printed at the bottom of cheques issued by this branch.

Where is Punjab and Sind Cochin branch?

M G ROAD ERNAKULAM COCHIN 682011, Kochi, Kerala.

Does PSIB0000363 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of PSIB0000363 mean?

PSIB is the bank code of Punjab & Sind Bank, the 5th character "0" is reserved by the RBI, and 000363 is the branch code of Cochin.

Related