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Punjab & Sind Bank · Kottayam

Punjab and Sind Kottayam IFSC code

IFSC code
✔ In RBI list v2.0.62
PSIB0021540
MICR code
686City
023Bank
002Branch
IFSC code
PSIB0021540
MICR code
686023002
Bank
Punjab & Sind Bank
Branch
Kottayam
Address
KMC XLL/125, CHERIYILARCADE, KURIANS ROAD, TALUKA - KOTTAYAM, KERALA - 686001
City
Kottayam
District
Kottayam
State
Kerala
Bank code
PSIB
Branch code
021540
Contact
+914812565481
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Punjab & Sind Bank, Kottayam branch (Kottayam, Kerala) is PSIB0021540. Its MICR code is 686023002. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code PSIB — identifies Punjab & Sind Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 021540 — identifies Kottayam
  • MICR 686023002 — city 686, bank 023, branch 002
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of Punjab and Sind Kottayam?

PSIB0021540. It identifies the Kottayam branch of Punjab & Sind Bank in Kottayam, Kerala.

What is the MICR code of Punjab and Sind Kottayam?

686023002. It is printed at the bottom of cheques issued by this branch.

Where is Punjab and Sind Kottayam branch?

KMC XLL/125, CHERIYILARCADE, KURIANS ROAD, TALUKA - KOTTAYAM, KERALA - 686001, Kerala.

Does PSIB0021540 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of PSIB0021540 mean?

PSIB is the bank code of Punjab & Sind Bank, the 5th character "0" is reserved by the RBI, and 021540 is the branch code of Kottayam.

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