Punjab and Sind Phagwara Ramgharia College IFSC code

IFSC code

✔ In RBI list v2.0.62

PSIB0000303

MICR code

144City

023Bank

203Branch

IFSC code: PSIB0000303
MICR code: 144023203
Bank: Punjab & Sind Bank
Branch: Phagwara Ramgharia College
Address: RAMGARHIA COLLEGE PHAGWARA KAPURTHALA
City: Kapurthala
District: Kapurthala
State: Punjab
Bank code: PSIB
Branch code: 000303
Contact: +911824508267
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Punjab & Sind Bank, Phagwara Ramgharia College branch (Kapurthala, Punjab) is PSIB0000303. Its MICR code is 144023203. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code PSIB — identifies Punjab & Sind Bank
5th character 0 — reserved by the RBI
Branch code 000303 — identifies Phagwara Ramgharia College
MICR 144023203 — city 144, bank 023, branch 203
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Other Punjab and Sind branches in Kapurthala

Branch	IFSC	MICR
Sultanpur Lodhi SULTANPUR LODHI ,KAPURTHALA	PSIB0000043	144023902
Nadala VILLAGE & POST OFFICE,NADALA,DISTT-KAPURTHALA-144624	PSIB0000069	144023254
Khera Dona KHERA DONA, DISTT. KAPURTHALA , PUNJAB - 144620	PSIB0000080	144023256
Phagwara G.T. Road G.T ROAD PHAGWARA,DISTT.KAPURTHALA-144002	PSIB0000111	144023712
The Mall Kapurthala THE MALL KAPURTHALA-144601	PSIB0000179	144023252
Chachoki, Kapurthala CHACHOKI, DISTT. KAPURTHALA, PUNJAB-144632	PSIB0000189	144023714
Ranipur RANIPUR TEH. PHAGWARA, DISTT. KAPURTHALA, PUNJAB - 144403	PSIB0000205	144023205
Palahi PALAHI TEH. PHAGEARA, DISTT. KAPURTHALA, PUNJAB-144403	PSIB0000207	144023207
Surakhpur SURAKH PUR, DISTT. KAPURTHALA, PUNJAB - 144804	PSIB0000406	144023253
Kapurthala Railway Coach Factor RAIL COACH FACTORY, DISTT. KAPURTHALA, PUNJAB - 144602	PSIB0000822	144023255
Mothanwala MOTHANWALA, DISTT. KAPURTHALA, PUNJAB -	PSIB0000823	144023903
Begowal Distt Kapurthala BEGOWAL NEAR BUS STAND BLOCK NADALA TANDA ROAD DISTT KAPURTHALA PUNJAB	PSIB0020928	144023987

Frequently asked questions

What is the IFSC code of Punjab and Sind Phagwara Ramgharia College?

PSIB0000303. It identifies the Phagwara Ramgharia College branch of Punjab & Sind Bank in Kapurthala, Punjab.

What is the MICR code of Punjab and Sind Phagwara Ramgharia College?

144023203. It is printed at the bottom of cheques issued by this branch.

Where is Punjab and Sind Phagwara Ramgharia College branch?

RAMGARHIA COLLEGE PHAGWARA KAPURTHALA, Punjab.

Does PSIB0000303 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of PSIB0000303 mean?

PSIB is the bank code of Punjab & Sind Bank, the 5th character "0" is reserved by the RBI, and 000303 is the branch code of Phagwara Ramgharia College.

How many Punjab and Sind branches are in Kapurthala?

22. Each has its own IFSC code.