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Punjab & Sind Bank · Ludhiana

Punjab and Sind Heddon IFSC code

IFSC code
✔ In RBI list v2.0.62
PSIB0000449
MICR code
141City
023Bank
255Branch
IFSC code
PSIB0000449
MICR code
141023255
Bank
Punjab & Sind Bank
Branch
Heddon
Address
HEDDON TEH. SAMRALA, DISTT. LUDHIANA, PUNJAB - 141114
City
Ludhiana
District
Heddo
State
Punjab
Bank code
PSIB
Branch code
000449
Contact
+911628272584
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Punjab & Sind Bank, Heddon branch (Ludhiana, Punjab) is PSIB0000449. Its MICR code is 141023255. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code PSIB — identifies Punjab & Sind Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 000449 — identifies Heddon
  • MICR 141023255 — city 141, bank 023, branch 255
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other Punjab and Sind branches in Ludhiana

BranchIFSCMICR
Ludhiana Sabun Bazar, Ludhiana
SABAN BAZAR, LUDHIANA		PSIB0000002141023016
Khanna
G. T. ROAD KHANNA, DISTT.LUDHIANA, PUNJAB-141401		PSIB0000003141023202
Gill Ludhiana
GURU NANAK ENGG. COLLEGE GILL LUDHIANA -141006		PSIB0000021140023019
Jodhan, Ludhiana
JODHAN,DISTT. LUDHIANA,PUNJAB,PIN CODE-142029		PSIB0000048141023032
Pakhowal
PAKHOWAL, DISTT. LUDHIANA, PUNJAB-141108		PSIB0000052141023306
Dehlon, Ludhiana
DEHLON,DISTT. LUDHIANA,PUNJAB-141118		PSIB0000085141023033
Jagraon
JAGRAON LUDHIANA		PSIB0000106142023052
Sherpur
SHERPUR P.O. MOTI NAGAR, DISTT. LUDHIANA , PUNJAB - 141009		PSIB0000144141023024
Civil Line Ludhiana
KAILASH CHOWK, CIVIL LINES ,LUDHIANA-141001		PSIB0000145141023002
Karamsar
KHATRA KARAMSAR VIA SIHAR DISTT.LUDHIANA, PUNJAB		PSIB0000152141023204
Ghulal
GHULAL, DISTT. LUDHIANA, PUNJAB - 141124		PSIB0000156141023257
Isru
ISRU, DISTT. LUDHIANA, PUNJAB - 141414		PSIB0000158141023206

Frequently asked questions

What is the IFSC code of Punjab and Sind Heddon?

PSIB0000449. It identifies the Heddon branch of Punjab & Sind Bank in Ludhiana, Punjab.

What is the MICR code of Punjab and Sind Heddon?

141023255. It is printed at the bottom of cheques issued by this branch.

Where is Punjab and Sind Heddon branch?

HEDDON TEH. SAMRALA, DISTT. LUDHIANA, PUNJAB - 141114, Punjab.

Does PSIB0000449 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of PSIB0000449 mean?

PSIB is the bank code of Punjab & Sind Bank, the 5th character "0" is reserved by the RBI, and 000449 is the branch code of Heddon.

How many Punjab and Sind branches are in Ludhiana?

74. Each has its own IFSC code.

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