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Punjab & Sind Bank · Ludhiana

Punjab and Sind Raikot Punjab IFSC code

IFSC code
✔ In RBI list v2.0.62
PSIB0020988
MICR code
141City
023Bank
302Branch
IFSC code
PSIB0020988
MICR code
141023302
Bank
Punjab & Sind Bank
Branch
Raikot Punjab
Address
RAIKOT NEAR TEHSIL MAIN MARKET RAIKOT DISTT LUDHIANA PUNJAB
City
Ludhiana
District
Raikot
State
Punjab
Bank code
PSIB
Branch code
020988
Contact
+911624268671
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Punjab & Sind Bank, Raikot Punjab branch (Ludhiana, Punjab) is PSIB0020988. Its MICR code is 141023302. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code PSIB — identifies Punjab & Sind Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 020988 — identifies Raikot Punjab
  • MICR 141023302 — city 141, bank 023, branch 302
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other Punjab and Sind branches in Ludhiana

BranchIFSCMICR
Ludhiana Sabun Bazar, Ludhiana
SABAN BAZAR, LUDHIANA
PSIB0000002141023016
Khanna
G. T. ROAD KHANNA, DISTT.LUDHIANA, PUNJAB-141401
PSIB0000003141023202
Gill Ludhiana
GURU NANAK ENGG. COLLEGE GILL LUDHIANA -141006
PSIB0000021140023019
Jodhan, Ludhiana
JODHAN,DISTT. LUDHIANA,PUNJAB,PIN CODE-142029
PSIB0000048141023032
Pakhowal
PAKHOWAL, DISTT. LUDHIANA, PUNJAB-141108
PSIB0000052141023306
Dehlon, Ludhiana
DEHLON,DISTT. LUDHIANA,PUNJAB-141118
PSIB0000085141023033
Jagraon
JAGRAON LUDHIANA
PSIB0000106142023052
Sherpur
SHERPUR P.O. MOTI NAGAR, DISTT. LUDHIANA , PUNJAB - 141009
PSIB0000144141023024
Civil Line Ludhiana
KAILASH CHOWK, CIVIL LINES ,LUDHIANA-141001
PSIB0000145141023002
Karamsar
KHATRA KARAMSAR VIA SIHAR DISTT.LUDHIANA, PUNJAB
PSIB0000152141023204
Ghulal
GHULAL, DISTT. LUDHIANA, PUNJAB - 141124
PSIB0000156141023257
Isru
ISRU, DISTT. LUDHIANA, PUNJAB - 141414
PSIB0000158141023206

Frequently asked questions

What is the IFSC code of Punjab and Sind Raikot Punjab?

PSIB0020988. It identifies the Raikot Punjab branch of Punjab & Sind Bank in Ludhiana, Punjab.

What is the MICR code of Punjab and Sind Raikot Punjab?

141023302. It is printed at the bottom of cheques issued by this branch.

Where is Punjab and Sind Raikot Punjab branch?

RAIKOT NEAR TEHSIL MAIN MARKET RAIKOT DISTT LUDHIANA PUNJAB, Punjab.

Does PSIB0020988 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of PSIB0020988 mean?

PSIB is the bank code of Punjab & Sind Bank, the 5th character "0" is reserved by the RBI, and 020988 is the branch code of Raikot Punjab.

How many Punjab and Sind branches are in Ludhiana?

74. Each has its own IFSC code.

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