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Punjab & Sind Bank · Ludhiana

Punjab and Sind Lakha IFSC code

IFSC code
✔ In RBI list v2.0.62
PSIB0021312
MICR code
142City
023Bank
062Branch
IFSC code
PSIB0021312
MICR code
142023062
Bank
Punjab & Sind Bank
Branch
Lakha
Address
VILLAGE LAKHA TEHSIL JAGRAON DISTT LUDHIANA 142031 PUNJAB
City
Ludhiana
District
Jagraon
State
Punjab
Bank code
PSIB
Branch code
021312
Contact
+911624252555
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Punjab & Sind Bank, Lakha branch (Ludhiana, Punjab) is PSIB0021312. Its MICR code is 142023062. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code PSIB — identifies Punjab & Sind Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 021312 — identifies Lakha
  • MICR 142023062 — city 142, bank 023, branch 062
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other Punjab and Sind branches in Ludhiana

BranchIFSCMICR
Ludhiana Sabun Bazar, Ludhiana
SABAN BAZAR, LUDHIANA		PSIB0000002141023016
Khanna
G. T. ROAD KHANNA, DISTT.LUDHIANA, PUNJAB-141401		PSIB0000003141023202
Gill Ludhiana
GURU NANAK ENGG. COLLEGE GILL LUDHIANA -141006		PSIB0000021140023019
Jodhan, Ludhiana
JODHAN,DISTT. LUDHIANA,PUNJAB,PIN CODE-142029		PSIB0000048141023032
Pakhowal
PAKHOWAL, DISTT. LUDHIANA, PUNJAB-141108		PSIB0000052141023306
Dehlon, Ludhiana
DEHLON,DISTT. LUDHIANA,PUNJAB-141118		PSIB0000085141023033
Jagraon
JAGRAON LUDHIANA		PSIB0000106142023052
Sherpur
SHERPUR P.O. MOTI NAGAR, DISTT. LUDHIANA , PUNJAB - 141009		PSIB0000144141023024
Civil Line Ludhiana
KAILASH CHOWK, CIVIL LINES ,LUDHIANA-141001		PSIB0000145141023002
Karamsar
KHATRA KARAMSAR VIA SIHAR DISTT.LUDHIANA, PUNJAB		PSIB0000152141023204
Ghulal
GHULAL, DISTT. LUDHIANA, PUNJAB - 141124		PSIB0000156141023257
Isru
ISRU, DISTT. LUDHIANA, PUNJAB - 141414		PSIB0000158141023206

Frequently asked questions

What is the IFSC code of Punjab and Sind Lakha?

PSIB0021312. It identifies the Lakha branch of Punjab & Sind Bank in Ludhiana, Punjab.

What is the MICR code of Punjab and Sind Lakha?

142023062. It is printed at the bottom of cheques issued by this branch.

Where is Punjab and Sind Lakha branch?

VILLAGE LAKHA TEHSIL JAGRAON DISTT LUDHIANA 142031 PUNJAB, Punjab.

Does PSIB0021312 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of PSIB0021312 mean?

PSIB is the bank code of Punjab & Sind Bank, the 5th character "0" is reserved by the RBI, and 021312 is the branch code of Lakha.

How many Punjab and Sind branches are in Ludhiana?

74. Each has its own IFSC code.

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