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Punjab & Sind Bank · Chamoli

Punjab and Sind Joshimath IFSC code

IFSC code
✔ In RBI list v2.0.62
PSIB0000176
MICR code
246City
023Bank
151Branch
IFSC code
PSIB0000176
MICR code
246023151
Bank
Punjab & Sind Bank
Branch
Joshimath
Address
UPPER BAZAR JOSHIMATH, DISTT. CHAMOLI, UTTARAKHAND - 246443
City
Chamoli
District
Joshimath
State
Uttarakhand
Bank code
PSIB
Branch code
000176
Contact
+911389222115
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Punjab & Sind Bank, Joshimath branch (Chamoli, Uttarakhand) is PSIB0000176. Its MICR code is 246023151. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code PSIB — identifies Punjab & Sind Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 000176 — identifies Joshimath
  • MICR 246023151 — city 246, bank 023, branch 151
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of Punjab and Sind Joshimath?

PSIB0000176. It identifies the Joshimath branch of Punjab & Sind Bank in Chamoli, Uttarakhand.

What is the MICR code of Punjab and Sind Joshimath?

246023151. It is printed at the bottom of cheques issued by this branch.

Where is Punjab and Sind Joshimath branch?

UPPER BAZAR JOSHIMATH, DISTT. CHAMOLI, UTTARAKHAND - 246443, Uttarakhand.

Does PSIB0000176 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of PSIB0000176 mean?

PSIB is the bank code of Punjab & Sind Bank, the 5th character "0" is reserved by the RBI, and 000176 is the branch code of Joshimath.

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