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State Bank of India · Udhampur

SBI Pouni IFSC code

IFSC code
✔ In RBI list v2.0.62
SBIN0003965
MICR code
185City
002Bank
061Branch
IFSC code
SBIN0003965
MICR code
185002061
Bank
State Bank of India
Branch
Pouni
Address
DIST UDHAMPUR, JAMMU AND KASHMIR 185203
City
Udhampur
District
Reasi
State
Jammu and Kashmir
Bank code
SBIN
Branch code
003965
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of State Bank of India, Pouni branch (Udhampur, Jammu and Kashmir) is SBIN0003965. Its MICR code is 185002061. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code SBIN — identifies State Bank of India
  • 5th character 0 — reserved by the RBI
  • Branch code 003965 — identifies Pouni
  • MICR 185002061 — city 185, bank 002, branch 061
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other SBI branches in Udhampur

BranchIFSCMICR
Udhampur
DHAR RD., UDHAMPUR, J AND K		SBIN0001186182002104
Garhi
DISTUDHAMPUR JAMMU AND KASHMIR 182101		SBIN0002346182002121
Ramnagar
DISTUDHAMPUR JAMMU AND KASHMIR 182122		SBIN0002457182002141
Chinar Compound Udhampur
DISTUDHAMPUR JAMMU AND KASHMIR 181212		SBIN0003318182002105
Air Force Station Udhampur
DIST UDHAMPUR, JAMMU AND KASHMIR 182101		SBIN0003658182002106
Jyotipuram
UDHAMPUR STATE JAMMU AND KASHMIR PIN 182203		SBIN0003704182002441
Katra
DISTUDHAMPUR JAMMU AND KASHMIR 182101		SBIN0004223182002301
Kud
UDHAMPUR JAMMU AND KASHMIR 182142		SBIN0006227182002181
Mansar
VIA SAMBA,TEH RAMNAGAR		SBIN0006696184002161
Panchari
PANCHARI		SBIN0006895182002161
Reasi
DIST UDHAMPUR, J AND K 182320		SBIN0006918182002421
Bharakh
DIST UDHAMPUR,JAMMU NAD KASHMIR 185203		SBIN0007650185002081

Frequently asked questions

What is the IFSC code of SBI Pouni?

SBIN0003965. It identifies the Pouni branch of State Bank of India in Udhampur, Jammu and Kashmir.

What is the MICR code of SBI Pouni?

185002061. It is printed at the bottom of cheques issued by this branch.

Where is SBI Pouni branch?

DIST UDHAMPUR, JAMMU AND KASHMIR 185203, Reasi, Jammu and Kashmir.

Does SBIN0003965 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of SBIN0003965 mean?

SBIN is the bank code of State Bank of India, the 5th character "0" is reserved by the RBI, and 003965 is the branch code of Pouni.

How many SBI branches are in Udhampur?

20. Each has its own IFSC code.

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