UCO Bank · Udhampur

UCO Garhi IFSC code

IFSC code

✔ In RBI list v2.0.62

UCBA0003165

MICR code

182City

028Bank

002Branch

IFSC code: UCBA0003165
MICR code: 182028002
Bank: UCO Bank
Branch: Garhi
Address: MAIN ROAD, ADJOINING SBI NH 44 GARHI TEH AND DISTT UDHAMPUR ,REASI ,JAMMU AND KASHMIR PIN 182121
City: Udhampur
District: Garhi
State: Jammu and Kashmir
Bank code: UCBA
Branch code: 003165
Contact: +91199166547342
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of UCO Bank, Garhi branch (Udhampur, Jammu and Kashmir) is UCBA0003165. Its MICR code is 182028002. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code UCBA — identifies UCO Bank
5th character 0 — reserved by the RBI
Branch code 003165 — identifies Garhi
MICR 182028002 — city 182, bank 028, branch 002
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of UCO Garhi?

UCBA0003165. It identifies the Garhi branch of UCO Bank in Udhampur, Jammu and Kashmir.

What is the MICR code of UCO Garhi?

182028002. It is printed at the bottom of cheques issued by this branch.

Where is UCO Garhi branch?

MAIN ROAD, ADJOINING SBI NH 44 GARHI TEH AND DISTT UDHAMPUR ,REASI ,JAMMU AND KASHMIR PIN 182121, Jammu and Kashmir.

Does UCBA0003165 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of UCBA0003165 mean?

UCBA is the bank code of UCO Bank, the 5th character "0" is reserved by the RBI, and 003165 is the branch code of Garhi.