IFSC code
✔ In RBI list v2.0.62UBIN0540609
Union Bank of India · Ludhiana
Union Bank Ghawadi IFSC code
Branch overview
- Bank code UBIN — identifies Union Bank of India
- 5th character 0 — reserved by the RBI
- Branch code 540609 — identifies Ghawadi
- Payments NEFT, RTGS, IMPS, UPI
Sources & verification
- ✔ Official source: RBI IFSC & MICR master list
- ✔ Dataset release v2.0.62
- ✔ Last updated 24 October 2026
- ✔ Format checked (11-character IFSC, 9-digit MICR)
Other Union Bank branches in Ludhiana
| Branch | IFSC | MICR |
|---|---|---|
| Ludhiana Main CINEMA ROAD, KESARGANJ CHOWK,DIST. LUDHIANA, PUNJAB,PIN - 141 008. | UBIN0530905 | 141026004 |
| Phullanwala PHULLANWALA, VASANT AVENUE,P. O. MODEL TOWN, DIST. LUDHIANA, PUNJAB, PIN - 141 013. | UBIN0538566 | 141026005 |
| Jassowal VILLAGE & P.O. JASSOWAL, (VIA GILL), DIST. LUDHIANA, PUNJAB, PIN - 141 116 | UBIN0538973 | — |
| Khanna G.T. ROAD, KHANNA, DIST. KHANNA, PUNJAB, PIN - 141 401. | UBIN0539015 | — |
| G T Road - Ludhiana G.T. ROAD, MILLER GANJ, LUDHIANA,DIST. LUDHIANA, PUNJAB,PIN - 141 003. | UBIN0539732 | 141026002 |
| Akhara V.P.O. AKHARA TEHSIL. JAGRAON DIST. LUDHIANA PUNJAB PIN 142026. | UBIN0540498 | — |
| Latala AT POST LATALA DIST. LUDHIANA PUNJAB PIN 141205. | UBIN0540587 | — |
| Ludhiana - SSI Finance Branch INDUSTRIAL AREA A,CHEEMA CHOWK, LUDHIANA,PUNJAB, PIN - 141 003. | UBIN0550132 | 141026006 |
| Gill Road - Ludhiana B - XXI, 2475, JANTA NAGAR,GILL ROAD, LUDHIANA,PIN - 141 003, PUNJAB. | UBIN0550795 | 141026009 |
| Dugri Road UNION BANK OF INDIA, DUGRI ROAD - LUDHIANA, DUGRI ROAD, WALIA COMPLEX,, 41/1, ATAM NAGAR,, | UBIN0550809 | 141026007 |
| Service Br. -Ludhiana 41/1, WALIA COMPLEXDUGRI ROAD | UBIN0550817 | 141026001 |
| Jagraon SIDHU COMPLEX, TEHSIL ROAD, JAGRAON, DIST. LUDHIANA, PIN - 142 026. PUNJAB. | UBIN0551783 | — |
Frequently asked questions
What is the IFSC code of Union Bank Ghawadi?
UBIN0540609. It identifies the Ghawadi branch of Union Bank of India in Ludhiana, Punjab.
What is the MICR code of Union Bank Ghawadi?
The RBI list does not show a MICR code for this branch; it may not issue MICR cheques.
Where is Union Bank Ghawadi branch?
NEAR GURUDWARA VPO GHAWADI DIST. LUDHIANA PUNJAB PIN 141206., Punjab.
Does UBIN0540609 support NEFT, RTGS and IMPS?
Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.
What do the parts of UBIN0540609 mean?
UBIN is the bank code of Union Bank of India, the 5th character "0" is reserved by the RBI, and 540609 is the branch code of Ghawadi.
How many Union Bank branches are in Ludhiana?
51. Each has its own IFSC code.