Utkarsh Small Finance Bank · Begusarai

Utkarsh Small Finance Bank Phulwariya IFSC code

IFSC code

✔ In RBI list v2.0.62

UTKS0001256

MICR code

851City

762Bank

104Branch

IFSC code: UTKS0001256
MICR code: 851762104
Bank: Utkarsh Small Finance Bank
Branch: Phulwariya
Address: AWADH TRIBUTE ROAD PHULWARIYA POST OFFICE BARAUNI DISTRICT BEGUSARAI BIHAR PIN CODE 851112
City: Begusarai
District: Phulwariya
State: Bihar
Bank code: UTKS
Branch code: 001256
Contact: +919576068912
Payment systems: NEFT, RTGS, IMPS, UPI

Quick summary✔ RBI data Last synced 24 October 2026 · release v2.0.62

The IFSC code of Utkarsh Small Finance Bank, Phulwariya branch (Begusarai, Bihar) is UTKS0001256. Its MICR code is 851762104. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

Bank code UTKS — identifies Utkarsh Small Finance Bank
5th character 0 — reserved by the RBI
Branch code 001256 — identifies Phulwariya
MICR 851762104 — city 851, bank 762, branch 104
Payments NEFT, RTGS, IMPS, UPI

Sources & verification

✔ Official source: RBI IFSC & MICR master list
✔ Dataset release v2.0.62
✔ Last updated 24 October 2026
✔ Format checked (11-character IFSC, 9-digit MICR)

Other Utkarsh Small Finance Bank branches in Begusarai

Branch	IFSC	MICR
Khatopur Chowk VILL - RAJA DUMARI,P.S - BEGUSARAI,EAST OF NAVODAYA SCHOOL,WARD NO - 45,DIST - BEGUSARAI,S	UTKS0001255	851762103
Ballia Bihar FIRST FLOOR,TAUZI NO -7796/4075,KHATA NO -1741,KHASRA NO -3825,WARD NO -15,PHOOL CHAUK,MAU	UTKS0001257	851762102
Bakhri C/O PARMANAND SINGH,NEAR SBI BANK,MAKHACHAK,POST - BAKHARI DIST-BEGUSARAI,BIHAR,PIN CODE -	UTKS0001266	851762105
Sahpur Kamal UTKARSH SMALL FINANCE BANK LTD.FIRST FLOOR PO-KORHA SAHPUR KAMAL DISTRICT-BEGUSARAI BIHAR-	UTKS0002135	851762005

Frequently asked questions

What is the IFSC code of Utkarsh Small Finance Bank Phulwariya?

UTKS0001256. It identifies the Phulwariya branch of Utkarsh Small Finance Bank in Begusarai, Bihar.

What is the MICR code of Utkarsh Small Finance Bank Phulwariya?

851762104. It is printed at the bottom of cheques issued by this branch.

Where is Utkarsh Small Finance Bank Phulwariya branch?

AWADH TRIBUTE ROAD PHULWARIYA POST OFFICE BARAUNI DISTRICT BEGUSARAI BIHAR PIN CODE 851112, Bihar.

Does UTKS0001256 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of UTKS0001256 mean?

UTKS is the bank code of Utkarsh Small Finance Bank, the 5th character "0" is reserved by the RBI, and 001256 is the branch code of Phulwariya.

How many Utkarsh Small Finance Bank branches are in Begusarai?

5. Each has its own IFSC code.