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Utkarsh Small Finance Bank · Muzaffarpur

Utkarsh Small Finance Bank Saraiya IFSC code

IFSC code
✔ In RBI list v2.0.62
UTKS0001197
MICR code
842City
762Bank
005Branch
IFSC code
UTKS0001197
MICR code
842762005
Bank
Utkarsh Small Finance Bank
Branch
Saraiya
Address
MAUZA - SHADIPUR,P.S - PARU,BLOCK ROAD,SARAIYA,DISTRICT - MUZAFFARPUR,STATE - BIHAR,PIN CODE - 843126
City
Muzaffarpur
District
Saraiya
State
Bihar
Bank code
UTKS
Branch code
001197
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Utkarsh Small Finance Bank, Saraiya branch (Muzaffarpur, Bihar) is UTKS0001197. Its MICR code is 842762005. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code UTKS — identifies Utkarsh Small Finance Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 001197 — identifies Saraiya
  • MICR 842762005 — city 842, bank 762, branch 005
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other Utkarsh Small Finance Bank branches in Muzaffarpur

BranchIFSCMICR
Motipur
VILLAGE - SINGAILA,PARAGANA - BISHARA,P.S - MOTIPUR,VARURAJ ROAD,MOTIPUR DIST - MUZAFFARPU		UTKS0001164842762007
Susta
VILLAGE - MAJHAULI DHARAMDAS P.S SADAR SAMASTIPUR ROAD KACHHI DISTRICT MUZAFFARPUR STATE B		UTKS0001175842762008
Kurhani
FIRST FLOOR,MAUZA KUDHANI,THANA - KUDHANI,DISTRICT - MUZAFFARPUR,STATE-BIHAR,PIN CODE-8441		UTKS0001198842762004
Sarfuddinpur
GROUND FLOOR,MAUZA - MAIDAPUR,THANA - BOCHAHA,DISTRICT - MUZAFFARPUR,STATE - BIHAR,PIN COD		UTKS0001199842762003
Dholi
MAUZA - SHAMBHUNATHPUR DHOLI,P.S.SAKARA,PUSHA ROAD,DISTRICT - MUZAFFARPUR,STATE - BIHAR,PI		UTKS0001217842762006
Muzaffarpur
ZILA SCHOOL PARISHAD HATHI CHOWK NEAR ASG EYE HOSPITAL MUZAFFARPUR BIHAR 842001		UTKS0001360842762002
Bochaha
UTKARSH SMALL FINANCE BANK LTD.RAJ NAGAR BOCHAHA PO-PS-BOCHAHA DIST-MUZAFFARPURBIHAR-84310		UTKS0001496842762009
Banghara
ERGROUNDFLOORBANGHARA,BAZARPO-RAGHAIPS-SAWAIATTI,CIRCLE-MINAURDISTT.-MUZAFFARUR,BIHARPIN-8		UTKS0001802843762004
Paru Khas
TSMLLFINNCEBNLTDGOUNDFLOOBDUDRODPUKSDISTICTMUZFFPUBIPINCODE-843112		UTKS0001872843762102
Hathauri
UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR VILL-P.O-P S HATHAURI NEAR HIGH SCHOOL HATHAUR		UTKS0002095843762010

Frequently asked questions

What is the IFSC code of Utkarsh Small Finance Bank Saraiya?

UTKS0001197. It identifies the Saraiya branch of Utkarsh Small Finance Bank in Muzaffarpur, Bihar.

What is the MICR code of Utkarsh Small Finance Bank Saraiya?

842762005. It is printed at the bottom of cheques issued by this branch.

Where is Utkarsh Small Finance Bank Saraiya branch?

MAUZA - SHADIPUR,P.S - PARU,BLOCK ROAD,SARAIYA,DISTRICT - MUZAFFARPUR,STATE - BIHAR,PIN CODE - 843126, Bihar.

Does UTKS0001197 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of UTKS0001197 mean?

UTKS is the bank code of Utkarsh Small Finance Bank, the 5th character "0" is reserved by the RBI, and 001197 is the branch code of Saraiya.

How many Utkarsh Small Finance Bank branches are in Muzaffarpur?

11. Each has its own IFSC code.

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