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Utkarsh Small Finance Bank · Surat

Utkarsh Small Finance Bank Varachha Surat IFSC code

IFSC code
✔ In RBI list v2.0.62
UTKS0001608
MICR code
395City
762Bank
003Branch
IFSC code
UTKS0001608
MICR code
395762003
Bank
Utkarsh Small Finance Bank
Branch
Varachha Surat
Address
SHOP NO.2 GROUND FLOOR J R PLAZA,VARACHHA MAIN ROAD B/S,CNG PUMP SHREE JAIMAHALAXMI,SOCIETY CHIKUWADI NANA VARACHHA,SURAT PINCODE-395006 GUJARAT
City
Surat
District
Surat
State
Gujarat
Bank code
UTKS
Branch code
001608
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Utkarsh Small Finance Bank, Varachha Surat branch (Surat, Gujarat) is UTKS0001608. Its MICR code is 395762003. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code UTKS — identifies Utkarsh Small Finance Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 001608 — identifies Varachha Surat
  • MICR 395762003 — city 395, bank 762, branch 003
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other Utkarsh Small Finance Bank branches in Surat

BranchIFSCMICR
Surat
GROUND FLOOR,SHOP NO.2,SUNDARAM SPACE,SAGRAMPURA,HANUMANSHERI RING ROAD,SURAT-395008,GUJAR		UTKS0001540395762002
Adajan Pal Surat
SHOP NO.26 & 27 LA VICTORIA BUILDING GALAXY CIRCLE ADAJAN-PAL SURAT GUJARAT-394510		UTKS0001745394762002
Vesu Surat
SHOP NO.G - 7 SHUBH UNIVERSAL,VESU,SURAT,GUJARAT - 395001		UTKS0001747395762004

Frequently asked questions

What is the IFSC code of Utkarsh Small Finance Bank Varachha Surat?

UTKS0001608. It identifies the Varachha Surat branch of Utkarsh Small Finance Bank in Surat, Gujarat.

What is the MICR code of Utkarsh Small Finance Bank Varachha Surat?

395762003. It is printed at the bottom of cheques issued by this branch.

Where is Utkarsh Small Finance Bank Varachha Surat branch?

SHOP NO.2 GROUND FLOOR J R PLAZA,VARACHHA MAIN ROAD B/S,CNG PUMP SHREE JAIMAHALAXMI,SOCIETY CHIKUWADI NANA VARACHHA,SURAT PINCODE-395006 GUJARAT, Gujarat.

Does UTKS0001608 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of UTKS0001608 mean?

UTKS is the bank code of Utkarsh Small Finance Bank, the 5th character "0" is reserved by the RBI, and 001608 is the branch code of Varachha Surat.

How many Utkarsh Small Finance Bank branches are in Surat?

4. Each has its own IFSC code.

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