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Utkarsh Small Finance Bank · Ubi

Utkarsh Small Finance Bank Santacruz Mumbai IFSC code

IFSC code
✔ In RBI list v2.0.62
UTKS0001639
MICR code
400City
762Bank
014Branch
IFSC code
UTKS0001639
MICR code
400762014
Bank
Utkarsh Small Finance Bank
Branch
Santacruz Mumbai
Address
GROUND FLOOR SHOP NO.4 ARUN CO-OP HOUSING SOCIETY 7TH ROAD SANTACRUZ EAST MUMBAI 400055
City
Ubi
District
Santacruz Mumbai
State
Maharashtra
Bank code
UTKS
Branch code
001639
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Utkarsh Small Finance Bank, Santacruz Mumbai branch (Ubi, Maharashtra) is UTKS0001639. Its MICR code is 400762014. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code UTKS — identifies Utkarsh Small Finance Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 001639 — identifies Santacruz Mumbai
  • MICR 400762014 — city 400, bank 762, branch 014
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other Utkarsh Small Finance Bank branches in Ubi

BranchIFSCMICR
Wadalamumbai
PLOT NO.191 GROUND FLOOR PUSHKRAJ SADAN STATION ROAD WADALA WEST MUMBAI 400031		UTKS0001671400762017

Frequently asked questions

What is the IFSC code of Utkarsh Small Finance Bank Santacruz Mumbai?

UTKS0001639. It identifies the Santacruz Mumbai branch of Utkarsh Small Finance Bank in Ubi, Maharashtra.

What is the MICR code of Utkarsh Small Finance Bank Santacruz Mumbai?

400762014. It is printed at the bottom of cheques issued by this branch.

Where is Utkarsh Small Finance Bank Santacruz Mumbai branch?

GROUND FLOOR SHOP NO.4 ARUN CO-OP HOUSING SOCIETY 7TH ROAD SANTACRUZ EAST MUMBAI 400055, Santacruz Mumbai, Maharashtra.

Does UTKS0001639 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of UTKS0001639 mean?

UTKS is the bank code of Utkarsh Small Finance Bank, the 5th character "0" is reserved by the RBI, and 001639 is the branch code of Santacruz Mumbai.

How many Utkarsh Small Finance Bank branches are in Ubi?

2. Each has its own IFSC code.

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